Washington County property record for 387 Cope Rd, Chipley, FL 32428 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,730 sqft Heated Area |
| Lot Size | 1,263,240 sqft (29 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,974.00 (2025) |
| Primary APN | 000026470006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,730 sqft Heated Area |
| Gross Area | 6,149 sqft Gross Area |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 1,263,240 sqft (29 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 000026470006 |
|---|---|
| Street Address | 387 COPE RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4163 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 29 5 13 29 ORB 1149 P 106 S2 OF NE4 OF SW4, AND NW4 OF SE4 LYING E OF HWY 277 |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 29 |
| Jurisdiction | WASHINGTON FL |
| Minor Civil Division | CHIPLEY |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 970103 |
Source: Washington County records · APN 000026470006
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 387 COPE RD, CHIPLEY, FL 32428-4163 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 06, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 |
| Deed Sale | Jun 28, 2019 |
| Deed Doc Number | 0001149106 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 387 COPE RD, CHIPLEY, FL 32428-4163 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 387 COPE RD, CHIPLEY, FL 32428-4163 |
| Document Number | 0067007158 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 1350/32 |
| Instrument | 202567007158 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 12, 2065 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 387 COPE RD, CHIPLEY, FL 32428-4163 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 243 COPE RD, CHIPLEY, FL 32428-4145 |
| Document Number | 0067005045 |
|---|---|
| Date | Jun 06, 2022 |
| Book Page | 1243/830 |
| Instrument | 202267005045 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,974.00 (+6.26%) Homeowner's exemption | $332,801 (+2.85%) | $479,453 (+15.88%) |
| 2024 | $3,740.00 (+980.92%) Homeowner's exemption | $323,575 | $413,759 |
| 2023 | $346.00 | ||
| 2022 | $346.00 |
387 Cope Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 51st percentile of exposed land nationally · 21st in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 820 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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