Washington County property record for 387 Bear Creek Rd, Lowell, OH 45744
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 1895 |
| Lot Size | 26.9 acres (1,172,635 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,372 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010002200000 |
| Primary APN | 010002200000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 924 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,172,635 sqft (26.9 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 387 BEAR CREEK RD |
|---|---|
| City | LOWELL |
| State | OH |
| Zip | 45744-7295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R9 T4 100 AC LOT 5 S PT N OF CR BR CR 26.916 AC SU RV 9-18-19 |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON OH |
| Township / Civil Division | ADAMS |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 21300 |
387 Bear Creek Rd is owned by two individuals who acquired it in May 1998.
Source: Washington County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 524, BEVERLY, OH 45715-0524 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit THE WATERFORD COMMERCIAL & SAVINGS BANK |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit THE WATERFORD COMMERCIAL & SAVINGS BANK |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit THE WATERFORD COMMERCIAL & SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1998 |
| Deed Sale | May 4, 1998 |
| Deed Document Number | 1998598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON OH |
| Property Address | 387 BEAR CREEK RD, LOWELL, OH 45744-7295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000646/798 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 646/798 |
| Instrument | 202000003572 |
| Name | THE WATERFORD COMMERCIAL & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERFORD, OH 45786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 12, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON OH |
| Property Address | 387 BEAR CREEK RD, LOWELL, OH 45744-7295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 387 BEAR CREEK RD, LOWELL, OH 45744-7295 |
| Document Number | 00655/3482 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 655/3482 |
| Instrument | 202100005368 |
| Name | THE WATERFORD COMMERCIAL & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERFORD, OH 45786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON OH |
| Property Address | 387 BEAR CREEK RD, LOWELL, OH 45744-7295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00662/4118 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 662/4118 |
| Instrument | 202200003859 |
| Name | THE WATERFORD COMMERCIAL & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERFORD, OH 45786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 6, 2032 |
The 2025 property tax bill for 387 Bear Creek Rd was $1,372, up 19.4% from the year before.
Source: Washington County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Washington County |
| County Subdivision | Adams Township |
| Unified School District | Fort Frye Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 (+19.41%) Homeowner's exemption | $46,780 (+22.43%) Land $21,980 Building $24,800 | $133,640 Land $62,790 Building $70,850 |
| 2024 | $1,149.00 | $38,210 Land $17,980 Building $20,230 | |
| 2022 | $1,144.00 | $38,210 Land $17,980 Building $20,230 | $109,160 Land $51,370 Building $57,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 387 Bear Creek Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1998–2013) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 387 Bear Creek Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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