Duval County property record for 387 3rd St, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,958 sqft · built 1993 |
| Lot Size | 0.094 acres (4,107 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (May 2025) |
| Tax Bill | $5,203 (2022) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 169825-0000 |
| Primary APN | 169825-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,660 sqft |
| 1st Floor Area | 772 sqft |
| Upper Floors Area | 1,186 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,107 sqft (0.094 acres) |
| Lot Dimensions | 150 ft deep x 27 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 372 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 387 3RD ST |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-5231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-2 |
| Legal Description | 5-69 16-2S-29E .093 ATLANTIC BEACH LOT 32(EX W 15.5FT,E 7.11FT) BLK 5 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | ATLANTIC BEACH |
| Legal Block | 5 |
| Legal Lot Number | 32 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 13905 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 387 3RD ST, ATLANTIC BEACH, FL 32233-5231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2008 · Amount on Record |
| Deed Document Number | 2025114555 |
| Deed Book / Page | 21470 / 1778 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0000033430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 387 3RD ST, ATLANTIC BEACH, FL 32233-5231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1016 THOMAS DR 219, 219, PANAMA CITY BEACH, FL 32408-7444 |
| Document Number | 0204590095 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 20459/95 |
| Instrument | 2022255099 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 7, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,297 (+15.24%) | $823,777 (+2.17%) Land $460,098 Building $363,679 | |
| 2025 | Homeowner's exemption Veteran's exemption Widower's exemption | $382,950 (+5.99%) | $806,286 (+27.2%) Land $450,000 Building $356,286 |
| 2023 | Homeowner's exemption Veteran's exemption Widower's exemption | $361,319 (+3%) | $633,896 (+20.42%) Land $343,750 Building $290,146 |
| 2022 | $5,203.00 Homeowner's exemption | $350,796 | $526,384 Land $335,500 Building $190,884 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 342 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 531 units insured incl. 189 condo units |
| Nearby Flood Claims | 44 (1979–2017) |
| Claims Outside the SFHA | 40 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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