386A Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 386A Walnut St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1900
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Apr 2018)
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Mar 2022 Refinance Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNN M:023 B:353 L:170`

Property Details

APN / Parcel Number

Primary APN	`LYNN M:023 B:353 L:170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	2,559 sqft
Basement Area	749 sqft
Unfinished Basement	749 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,244 sqft (0.327 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	386A WALNUT ST
City	LYNN
State	MA
Zip	01905-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	353
Legal Lot Number	170
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205600

Owner

386A Walnut St is owned by two individuals who acquired it in April 2025.

Source: Essex County and Lynn City records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	386 WALNUT ST, A, LYNN, MA 01905-1059
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage LYNN FIREMENS FEDERAL CREDIT UNION
Apr 2, 2018	Quit Claim Deed, Transfer · VA Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20182001350
Deed Book / Page	36620 / 523
Last Transfer Date	Apr 7, 2025
Transfer Doc	042654-528
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	386A WALNUT ST, LYNN, MA 01905-1059
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040814-279
Date	Mar 25, 2022
Book Page	40814/279
Instrument	20220325000890

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	386A WALNUT ST, LYNN, MA 01905-1059
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038571-237
Date	Jun 1, 2020
Book Page	38571/237
Instrument	20200601006850

Lender

Name	LYNN FIREMENS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 2, 2018
Property Address	386A WALNUT ST, LYNN, MA 01905-1059
Document Number	036620-523
Book / Page	36620 / 523
Instrument	180402001350
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386A WALNUT ST, LYNN, MA 01905-1059

Mortgage

Document Number	0366200525
Date	Apr 2, 2018
Instrument	36620/0525

Lender

Name	SANTANDER BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 386A Walnut St was $5,331, up 2.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,331.00 (+2.13%)	$514,600 (+3.81%) Land $176,400 Building $338,200
2024	$5,220.00 (+5.5%)	$495,700 (+11.69%) Land $175,300 Building $320,400
2023	$4,948.00	$443,800 Land $161,800 Building $282,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 386A Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 386A Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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