38697 N Cedar Ave, Beach Park (Zion), IL 60099 Property Records

Lake County property record for 38697 N Cedar Ave, Beach Park, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1977
Lot Size	0.37 acres (16,100 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jan 2026)
Tax Bill	$5,923 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-32-201-021`

Property Details

APN / Parcel Number

Primary APN	`04-32-201-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,100 sqft (0.37 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38697 N CEDAR AVE
City	BEACH PARK
State	IL
Zip	60099-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEYER & WORTHINGTON S MIDWAY GARDENS LOT 3
Legal Subdivision	MEYER & WORTHINGTON S MIDWAY GARDENS
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1009
Census Tract	860400

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38697 N CEDAR AVE, BEACH PARK, IL 60099-3461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 28, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Deed Document Number	20268143026
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	0007961009
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 9, 2026
Property Address	38697 N CEDAR AVE, BEACH PARK, IL 60099-3461
Document Number	0008143026
Map Reference	DOC 243601
Instrument Date	Dec 17, 2025
Instrument	8143026
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38697 N CEDAR AVE, BEACH PARK, IL 60099-3461

Mortgage

Document Number	0008143027
Date	Jan 9, 2026
Instrument	8143027

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Feb 28, 2023
Property Address	38697 N CEDAR AVE, BEACH PARK, IL 60099-3461
Document Number	0007961009
Map Reference	DOC 243601
Instrument Date	Jan 9, 2023
Instrument	7961009
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 INDIAN RD, WAUKEGAN, IL 60087-4523

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Beach Park Village
County	Lake County
County Subdivision	Benton Township
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,470 (+9.6%) Land $10,952 Building $71,518	$247,434 (+9.6%) Land $32,859 Building $214,575
2024	$5,923.00 (+143.64%)	$75,247 (+12.2%) Land $9,993 Building $65,254	$225,764 (+12.2%) Land $29,982 Building $195,782
2023	$2,431.00 (-5.67%)	$67,067 (+6.02%) Land $9,647 Building $57,420	$201,221 (+6.02%) Land $28,944 Building $172,277
2022	$2,577.00	$63,257 Land $9,443 Building $53,814	$189,790 Land $28,332 Building $161,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACH PARK serves 8,710 people · EPA ID IL0970190
Water Source	Purchased surface water from WAUKEGAN
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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