St. Mary's County property record for 38696 Thomas Ct, Avenue, MD 20609
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,544 sqft · built 1994 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Jan 2021) |
| Tax Bill | $3,881 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-033060 |
| Primary APN | 07-033060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,544 sqft Total Area |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,312 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 100,624 sqft (2.31 acres) |
| Deck Area | 832 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 033060 |
|---|---|
| Street Address | 38696 THOMAS CT |
| City | AVENUE |
| State | MD |
| Zip | 20609-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 9 SECTION 4 MOUNT PLEASANT |
| Legal Subdivision | MT PLEASANT |
| Legal Lot Number | 9 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 875300 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38696 THOMAS CT, AVENUE, MD 20609-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed, Transfer · FHA Mortgage MAGNOLIA BANK |
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Prior Sale | Aug 5, 2005 · Amount on Record |
| Deed Book / Page | 5603 / 341 |
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0065340469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 11, 2021 |
| Property Address | 38696 THOMAS CT, AVENUE, MD 20609-2608 |
| Document Number | 0056030341 |
| Book / Page | 5603 / 341 |
| Map Reference | MB 13 FO 31 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38696 THOMAS CT, AVENUE, MD 20609-2608 |
| Document Number | 5603349 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 5603/349 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 38696 THOMAS CT, AVENUE, MD 20609-2608 |
| Document Number | 0047100480 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 38696 THOMAS CT AVENUE MD 206092608, AVENUE, MD 20609-2608 |
| Document Number | 0047100480 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 004710/000480 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,600 (+5.27%) | $390,200 (-) Land $126,500 Building $263,700 | |
| 2025 | $3,881.00 (+15.61%) | $353,000 (+15.94%) | $390,200 (+21.07%) Land $126,500 Building $263,700 |
| 2023 | $3,357.00 | $304,467 | $322,300 Land $121,500 Building $200,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PLEASANT WATER CO., INC. private · serves 150 people · EPA ID MD0180009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2019 Sanitary survey deficiency not corrected Jul 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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