3869 Sandberg Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 3869 Sandberg Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 1,008 sqft · built 1972
Lot Size	19.8 acres (862,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jul 2019)
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`530-0010-04690`

Property Details

APN / Parcel Number

Primary APN	`530-0010-04690`
Alternative APN	`1065568`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	862,924 sqft (19.8 acres)
Garage Area	936 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1065568
Street Address	3869 SANDBERG RD
City	DULUTH
State	MN
Zip	55810-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	THAT PART OF NE1/4 OF NW1/4, LYINGNORTHEASTERLY OF THE NORTHEAST LINE OF THERAILROAD RIGHT OF WAY; AND THAT PART
Legal Range	16W
Legal Township	50N
Legal Section	25
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4055
Census Tract	11102

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3867 SANDBERG RD, DULUTH, MN 55810-9510
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Affidavit, Transfer
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Oct 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	20191359048
Last Transfer Date	Nov 17, 2023
Transfer Doc	0001478402
Record Updated	Oct 29, 2026

October 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2026
Property Address	3869 SANDBERG RD, DULUTH, MN 55810-9510
Document Number	0001541997
Instrument Date	Oct 8, 2026
Instrument	20261541997
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3867 SANDBERG RD, DULUTH, MN 55810-9510

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2026
Property Address	3869 SANDBERG RD, DULUTH, MN 55810-9510
Document Number	0001541998
Instrument Date	Sep 3, 2026
Instrument	20261541998
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,320.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3869 SANDBERG RD, DULUTH, MN 55810-9510

Mortgage

Document Number	0001541999,
Date	Oct 8, 2026
Instrument	20261541999

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3869 SANDBERG RD, DULUTH, MN 55810-9510
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3867 SANDBERG RD, DULUTH, MN 55810-9510

Mortgage

Document Number	0001481841
Date	Jan 22, 2024
Instrument	1481841

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 4, 2018
Property Address	3869 SANDBERG RD, DULUTH, MN 55810-9510
Document Number	00A1342033
Instrument Date	Sep 22, 2018
Instrument	A1342033
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3867 SAMSBERS RD DULUTH MN 55810, DULUTH, MN 55810

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 9, 2018
Property Address	3869 SANDBERG RD, DULUTH, MN 55810-9510
Document Number	00A1325624
Instrument Date	Feb 1, 2007
Instrument	A1325624
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3869 SANDBERG RD DULUTH MN 558109510, DULUTH, MN 55810-9510

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00 (+4.26%)
2025	$1,596.00 (+9.32%)	$171,000 (+8.92%) Land $19,400 Building $151,600	$171,000 (+8.92%) Land $19,400 Building $151,600
2024	$1,460.00	$157,000 (+2.88%) Land $18,900 Building $138,100	$157,000 (+2.88%) Land $18,900 Building $138,100
2022		$152,600 Land $27,600 Building $125,000	$152,600 Land $27,600 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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