3869 Gregus Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3869 Gregus Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Jul 2020 Sale Nov 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-115-004`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-115-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	158 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	128 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3869 GREGUS AVE
City	LORAIN
State	OH
Zip	44055-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD ADD 60 X 158
Legal Subdivision	HOMEWOOD ADDITION
Legal Block	115
Legal Lot Number	35
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 26, 2019	Grant Deed, Transfer ERIEVIEW TITLE AGENCY LLC
Oct 1, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 15, 2017	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 26, 2019
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000768031
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2020
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000768031
Instrument Date	Jun 25, 2020
Instrument	768031
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 GREGUS AVE LORAIN OH 440552766, LORAIN, OH 44055-2766

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 26, 2019
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000740050
Instrument Date	Nov 26, 2019
Instrument	740050
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 GREGUS AVE LORAIN OH 440552766, LORAIN, OH 44055-2766

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 1, 2019
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000732525
Instrument Date	Apr 24, 2019
Instrument	732525
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2019
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000710744
Instrument Date	Apr 9, 2019
Instrument	710744
Transaction Type	Foreclosure
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000632789
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 GREGUS AVE LORAIN OH 440552766, LORAIN, OH 44055-2766

Mortgage

Document Number	0000632789
Date	Jun 13, 2017
Instrument	632789

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	3869 GREGUS AVE, LORAIN, OH 44055-2766
Document Number	0000634379
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3869 GREGUS AVE LORAIN OH 440552766, LORAIN, OH 44055-2766

Mortgage

Document Number	0000634379
Date	Jun 26, 2017
Instrument	634379

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00	$33,050 (%) Land $12,180 Building $20,870	$94,430 (-) Land $34,810 Building $59,620
2024	$1,327.00 (+3.92%)	$33,051 (+43.53%) Land $12,184 Building $20,867	$94,430 (+43.53%) Land $34,810 Building $59,620
2023	$1,277.00 (+0.87%)	$23,027 (-0.01%) Land $6,339 Building $16,688	$65,790 (-) Land $18,110 Building $47,680
2022	$1,266.00	$23,030 Land $6,340 Building $16,690
2021			$65,790 Land $18,110 Building $47,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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