Polk County property record for 3869 Giorgio Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 2025 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $301,700 (Jan 2026) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | May 2026 Sale Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-15-688505-002930 |
| Primary APN | 26-29-15-688505-002930 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,269 sqft |
| 1st Floor Area | 1,828 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Street Address | 3869 GIORGIO DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAMAR PHASE 6 AND PHASE 6D PB 203 PGS 7-17 LOT 293 |
| Legal Subdivision | VILLAMAR PHASE 6 AND PHASE 6D |
| Legal Lot Number | 293 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 14501 |
3869 Giorgio Dr is owned by an individual who bought it in January 2026.
Source: Polk County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4358 SAINT LAWRENCE AVE, CINCINNATI, OH 45205-1585 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 30, 2026 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Prior Sale | Jun 6, 2024 · Amount on File |
| Deed Document Number | 202625149 |
| Deed Book / Page | 13865 / 1130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 13, 2026 |
| Property Address | 3869 GIORGIO DR, WINTER HAVEN, FL 33884-3753 |
| Document Number | 0000113926 |
| Book / Page | 13995 / 2145 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026113926 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4358 SAINT LAWRENCE AVE, CINCINNATI, OH 45205-1585 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 3869 GIORGIO DR, WINTER HAVEN, FL 33884-3753 |
| Document Number | 0000025149 |
| Book / Page | 13865 / 1130 |
| Map Reference | MB 203 PG 7-17 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026025149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,111.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 4351 SYCAMORE CREEK DR APT 212, 212, BLUE ASH, OH 45242-3445 |
| Document Number | 0138651140 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 13865/1140 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 3869 Giorgio Dr was $972, down 68.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,658 (+345.5%) Land $52,000 Building $179,658 | $231,658 (+345.5%) Land $52,000 Building $179,658 | |
| 2025 | $972.00 (-68.37%) | $52,000 Land $52,000 | $52,000 Land $52,000 |
| 2024 | $3,073.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3869 Giorgio Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3869 Giorgio Dr is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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