St. Louis County property record for 3869 Fraser Rd, Iron, MN 55751
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1978 |
| Lot Size | 3.81 acres (165,964 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,162 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0010-04295 |
| Primary APN | 290-0010-04295 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Gross Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 165,964 sqft (3.81 acres) |
| Garage Area | 1,910 sqft |
| Deck Area | 30 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1010574 |
|---|---|
| Street Address | 3869 FRASER RD |
| City | IRON |
| State | MN |
| Zip | 55751-8128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | E 242 FT OF S 686 FT OF NE1/4 OF NE1/4 SERIAL # |
| Legal Range | 19W |
| Legal Township | 57N |
| Legal Section | 25 |
| Legal Subdivision | CHERRY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CHERRY |
| Census Block Group | 1 |
| Census Block | 1161 |
| Census Tract | 12700 |
Source: St. Louis County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3869 FRASER RD, IRON, MN 55751-8128 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3869 FRASER RD, IRON, MN 55751-8128 |
| Document Number | 00A1402150 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3869 FRASER RD IRON MN 557518128, IRON, MN 55751-8128 |
| Document Number | 00A1402150 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | A1402150 |
| Name | AMERICAN BK/THE NORTH |
|---|---|
| Type | Bank |
| Address | HIBBING, MN 55746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cherry Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,162.00 (+26.88%) Homeowner's exemption | ||
| 2025 | $287,400 (+15.38%) Land $18,400 Building $269,000 | $287,400 (+15.38%) Land $18,400 Building $269,000 | |
| 2024 | $1,704.00 | $249,100 (+34.72%) Land $19,800 Building $229,300 | $249,100 (+34.72%) Land $19,800 Building $229,300 |
| 2022 | $184,900 Land $16,900 Building $168,000 | $184,900 Land $16,900 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
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