3868 Rd 23, Continental, OH 45831 Property Records

Putnam County property record for 3868 Rd 23, Continental, OH 45831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,676 sqft · built 2018
Lot Size	1.71 acres (74,836 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2013)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2008 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-016050.0300`

Property Details

APN / Parcel Number

Primary APN	`22-016050.0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
1st Floor Area	1,992 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Mansard
Roof Material	Shingle
Lot Area	74,836 sqft (1.71 acres)
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3868 ROAD 23
City	CONTINENTAL
State	OH
Zip	45831-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2N 5E 17 MDPT EEND S SE
Legal Range	5E
Legal Township	2N
Legal Section	17
Jurisdiction	PUTNAM OH
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1062
Census Tract	30200

Owner

3868 Rd 23 is owned and occupied by two individuals who bought it in August 2013.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Nov 4, 2008	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Dec 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK
May 30, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Aug 15, 2013	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Aug 15, 2013	Intrafamily Transfer, Transfer
Sep 2, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20134197
Deed Book / Page	653 / 469
Prior Transfer Date	Aug 29, 2005
Prior Transfer Doc	00560/0915
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00714/0930
Date	Oct 29, 2019
Book Page	714/0930
Instrument	201900004384

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	289 Months
Due	Nov 1, 2043

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00596/1797
Date	Nov 4, 2008
Book Page	596/1797
Instrument	200800005851

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	47 Months
Due	Oct 30, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208

Mortgage

Document Number	00770/2434
Date	Dec 6, 2024
Book Page	770/2434
Instrument	202400004268

Lender

Name	PREMIER BANK
Type	Bank
Address	DELPHOS, OH 45833

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 7, 2039

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00570/0087
Date	May 30, 2006
Book Page	570/0087
Instrument	200600003079

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 15, 2013
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Document Number	00653/0469
Book / Page	653 / 0469
Instrument Date	Aug 15, 2013
Instrument	201300004197
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208

Mortgage

Document Number	201300004198
Date	Aug 15, 2013
Instrument	201300004198

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

August 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Aug 15, 2013
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Document Number	00653/0467
Book / Page	653 / 0467
Instrument Date	Jul 31, 2013
Instrument	201300004196
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208

September 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 2, 2005
Property Address	3868 ROAD 23, CONTINENTAL, OH 45831-9208
Document Number	00560/0915
Book / Page	560 / 0915
Instrument Date	Aug 29, 2005
Instrument	200500004715
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2868 ROAD 23, CONTINENTAL, OH 45831

Tax Assessment & Valuation

The 2025 property tax bill for 3868 Rd 23 was $2,429 with a homeowner's exemption, up 2.6% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monroe Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (+2.58%) Homeowner's exemption	$74,890 (-) Land $5,080 Building $69,810	$213,970 Land $14,510 Building $199,460
2024	$2,368.00 (+0.47%) Homeowner's exemption	$74,890 (+59.2%) Land $5,080 Building $69,810
2023	$2,357.00 (+27.54%) Homeowner's exemption Additional exemption filed	$47,040 (-) Land $3,840 Building $43,200	$213,970 Land $14,510 Building $199,460
2022	$1,848.00 Homeowner's exemption	$47,040 Land $3,840 Building $43,200
2020			$134,400 Land $10,970 Building $123,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3868 Rd 23 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3868 Rd 23 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
bright.net Fixed Wireless	25 / 5

May also be available: T-Mobile, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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