3868 Pine Needles Rd, Florence, SC 29501 Property Records

Florence County property record for 3868 Pine Needles Rd, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,261 sqft · built 1971
Lot Size	0.46 acres (20,059 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2020)
Tax Bill	$867 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00751-01-084`

Property Details

APN / Parcel Number

Primary APN	`00751-01-084`
Alternative APN	`15041660`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,261 sqft Living Area
1st Floor Area	2,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,059 sqft (0.46 acres)
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	3868 PINE NEEDLES RD
City	FLORENCE
State	SC
Zip	29501-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAKDALE LT 16-C
Legal Subdivision	OAKDALE SUBDIVISION
Legal Lot Number	16-C
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3014
Census Tract	102

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3868 PINE NEEDLES RD, FLORENCE, SC 29501-8522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 4, 2020	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Book / Page	873 / 701
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3868 PINE NEEDLES RD, FLORENCE, SC 29501-8522
Transaction Type	Mortgage
Record Updated	Jun 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 PINE NEEDLES RD, FLORENCE, SC 29501-8522

Mortgage

Document Number	0009930684
Date	May 16, 2022
Book Page	993/684

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 4, 2020
Property Address	3868 PINE NEEDLES RD, FLORENCE, SC 29501-8522
Document Number	0000012047
Book / Page	000873 / 000701
Instrument Date	Aug 24, 2020
Instrument	12047
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3868 PINE NEEDLES RD FLORENCE SC 295018522, FLORENCE, SC 29501-8522

Mortgage

Document Number	12048
Date	Sep 4, 2020
Book Page	000873/000707
Instrument	12048

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+3.83%)	$8,873 (-99.86%) Land $1,436 Building $7,437	$221,845 (-98.65%) Land $35,900 Building $185,945
2023	$835.00 (+12.99%) Homeowner's exemption	$6,549,501 (+99,892.38%) Land $1,436,000 Building $5,113,501	$16,373,753 (+9,899.97%) Land $3,590,000 Building $12,783,753
2022	$739.00 Homeowner's exemption	$6,550 Land $1,436 Building $5,114	$163,738 Land $35,900 Building $127,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2015–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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