Clermont County property record for 3868 Field Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1959 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Dec 2020) |
| Tax Bill | $3,743 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-41A-018 |
| Primary APN | 41-42-41A-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,578 sqft Living Area |
| 1st Floor Area | 325 sqft |
| Basement Area | 375 sqft |
| Finished Basement | 375 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Lean-To | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3868 FIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELD LANE B; LOT 18 |
| Legal Subdivision | FIELD LANE SUB |
| Legal Lot Number | 18 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 41201 |
3868 Field Ln is owned and occupied by two individuals who bought it in December 2020.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3868 FIELD LN, CINCINNATI, OH 45255-4919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Dec 4, 2020 | Survivorship Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP |
| Apr 27, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Apr 21, 1993 · Amount on File |
| Deed Document Number | 202034526 |
| Deed Book / Page | 2861 / 2487 |
| Prior Transfer Date | Apr 26, 2018 |
| Prior Transfer Doc | 0000009193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3868 FIELD LN, CINCINNATI, OH 45255-4919 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027076 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 3011/1340 |
| Instrument | 202500027076 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 4, 2020 |
| Property Address | 3868 FIELD LN, CINCINNATI, OH 45255-4919 |
| Document Number | 0000034526 |
| Book / Page | 2861 / 2487 |
| Map Reference | MB J PG 13 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 202000034526 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3868 FIELD LN, CINCINNATI, OH 45255-4919 |
| Document Number | 0000034527 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 202000034527 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 27, 2018 |
| Property Address | 3868 FIELD LN, CINCINNATI, OH 45255-4919 |
| Document Number | 0000009193 |
| Book / Page | 002766 / 002081 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 9193 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3868 FIELD LN CINCINNATI OH 452554919, CINCINNATI, OH 45255-4919 |
The 2025 property tax bill for 3868 Field Ln was $3,743 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,743.00 | $74,380 Land $15,260 Building $59,120 | |
| 2024 | $212,500 (-) Land $43,600 Building $168,900 | ||
| 2023 | $7,397.00 (+125.31%) Homeowner's exemption | $74,380 (+32%) Land $15,260 Building $59,120 | $212,500 Land $43,600 Building $168,900 |
| 2022 | $3,283.00 Homeowner's exemption | $56,350 Land $11,550 Building $44,800 | |
| 2020 | $161,000 Land $33,000 Building $128,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3868 Field Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3868 Field Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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