3868 E 188th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3868 E 188th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,060 sqft · built 1952
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140-25-041`

Property Details

APN / Parcel Number

Primary APN	`140-25-041`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	712 sqft
2nd Floor Area	348 sqft
Basement Area	696 sqft
Finished Basement	348 sqft
Unfinished Basement	348 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3868 E 188TH ST
City	CLEVELAND
State	OH
Zip	44122-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0027 ALL
Legal Subdivision	MORRISON#3
Legal Lot Number	27
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	121800

Owner

3868 E 188th St is owned and occupied by an individual who acquired it in September 2002.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3868 E 188TH ST, CLEVELAND, OH 44122-6563
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 28, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2002
Deed Sale	Sep 5, 2002
Prior Sale	Sep 5, 2002 · Amount on File
Deed Document Number	2002883
Prior Transfer Date	Jan 17, 1990
Prior Transfer Doc	0294000011
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3868 E 188TH ST, CLEVELAND, OH 44122-6563
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 E 188TH ST, CLEVELAND, OH 44122-6563

Mortgage

Document Number	0000000131
Date	Jul 25, 2025
Instrument	202507250131

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 1, 2065

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	3868 E 188TH ST, CLEVELAND, OH 44122-6563
Document Number	0011020650
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3868 E 188TH ST CLEVELAND OH 441226563, CLEVELAND, OH 44122-6563

Mortgage

Document Number	0011020650
Date	Nov 2, 2017
Instrument	11020650

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3868 E 188th St was $3,220, up % from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,220.00 (+0.03%) Homeowner's exemption	$49,105 (-0.01%) Land $6,965 Building $42,140	$140,300 (-) Land $19,900 Building $120,400
2024	$3,219.00 (+25.64%) Homeowner's exemption	$49,110 (+45.38%) Land $6,970 Building $42,140	$140,300 Land $19,900 Building $120,400
2023	$2,562.00 (+0.59%) Homeowner's exemption	$33,780 (-) Land $6,060 Building $27,720
2022	$2,547.00 Homeowner's exemption	$33,780 Land $6,060 Building $27,720
2021			$96,500 Land $17,300 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3868 E 188th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3868 E 188th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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