38675 Old Willoughby Dr, Willoughby, OH 44094 Property Records

Lake County property record for 38675 Old Willoughby Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,064 sqft · built 2019
Lot Size	0.282 acres (12,306 sqft)
Owner	2 Individual Names on File
Last Sale	$341,494 (Jun 2019)
Tax Bill	$13,670 (2023)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Apr 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-B-051-D-00-047-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-051-D-00-047-0`
Alternative APN	`28`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,306 sqft (0.282 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	28
Street Address	38675 OLD WILLOUGHBY DR
City	WILLOUGHBY
State	OH
Zip	44094-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 DOUGLASS TRACT
Legal Subdivision	THE WOODLANDS
Legal Lot Number	28
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2005
Census Tract	201600

Owner

38675 Old Willoughby Dr is owned by two individuals who bought it in June 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Individual Names on File
Mailing Address	38675 OLD WILLOUGHBY DR, WILLOUGHBY, OH 44094-8829
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 9, 2019	Warranty Deed, Construction Loan · Line of Credit ERIEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	445134
Record Updated	Jun 7, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jun 27, 2019
Property Address	38675 OLD WILLOUGHBY DR, WILLOUGHBY, OH 44094-8829
Document Number	0000014623
Instrument Date	Jun 26, 2019
Instrument	14623
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 10, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,366.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	SUBLOT 28 THE WOODLANDS SUBDIV WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094

Mortgage

Document Number	14624
Date	Jun 27, 2019
Instrument	14624

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Apr 9, 2019
Property Address	38675 OLD WILLOUGHBY DR, WILLOUGHBY, OH 44094-8829
Document Number	0000007405
Instrument Date	Mar 19, 2019
Instrument	7405
Transaction Type	Construction Loan
Record Updated	Apr 24, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7555 FREDLE DR #210 PAINESVILLE OH 440779417, 210, PAINESVILLE, OH 44077-9417

Mortgage

Document Number	7406
Date	Apr 9, 2019
Instrument	7406

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,670.00 (+54.99%) Homeowner's exemption	$144,390 (-) Land $30,640 Building $113,750
2022	$8,820.00 Homeowner's exemption	$144,390 Land $30,640 Building $113,750
2021			$412,540 Land $87,530 Building $325,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38675 Old Willoughby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38675 Old Willoughby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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