Oneida County and Vernon Town property record for 3867 Pratt Dr, #WS, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 1973 |
| Owner | Individual Name on Record |
| Last Sale | $164,350 (Feb 2020) |
| Tax Bill | $6,219 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 306089 309.020-1-7 |
| Primary APN | 306089 309.020-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,726 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Attic | Attic |
| Attic Area | 294 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 169 ft deep x 74.4 ft wide |
| Porch | Patio |
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 022716 |
|---|---|
| Street Address | 3867 PRATT DR, WS |
| City | ONEIDA |
| State | NY |
| Zip | 13421-3634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE W/ATT GAR |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3867 PRATT DR, ONEIDA, NY 13421-3634 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Oct 26, 2011 · Amount on Record |
| Deed Document Number | 20202343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3867 PRATT DR # WS, WS, ONEIDA, NY 13421-3634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002344 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-002344 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3867 PRATT DR # WS, WS, ONEIDA, NY 13421-3634 |
| Document Number | 0000002344 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 580 SENECA ST #J6 ONEIDA NY 134212634, J6, ONEIDA, NY 13421-2634 |
| Document Number | 0000002344 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2344 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,219.00 (+324.22%) | $113,800 (-) Land $3,500 Building $110,300 | $261,609 (+9.2%) Land $8,046 Building $253,563 |
| 2023 | $113,800 (-) Land $3,500 Building $110,300 | $239,579 (+9.47%) Land $7,368 Building $232,211 | |
| 2022 | $1,466.00 | $113,800 Land $3,500 Building $110,300 | $218,846 Land $6,731 Building $212,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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