3866 US 322, Franklin, PA 16323 Property Records

Venango County property record for 3866 US 322, Franklin, PA 16323

Property Summary

Property Type	Commercial
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2025)
Tax Bill	$1,597 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28,005.-037C.-000`

Property Details

APN / Parcel Number

Primary APN	`28,005.-037C.-000`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3866 US 322
City	FRANKLIN
State	PA
Zip	16323-5744
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	0.486A.
Jurisdiction	VENANGO PA
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3023
Census Tract	200600

Owner

3866 US 322, a commercial property, is owned by an individual who bought it in October 2025.

Source: Venango County records, as of April 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3866 ROUTE 322, FRANKLIN, PA 16323
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage CLARION COUNTY COMMUNITY BANK
Jan 11, 2006	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Oct 21, 2025	Deed, Transfer
Sep 20, 2017	Deed, Transfer · Commercial Mortgage CLARION COUNTY COMMUNITY BANK
May 16, 2005	Deed, Transfer · FHA Mortgage NORTHWEST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	20254158
Deed Book / Page	2025 / 4158
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENANGO PA
Property Address	3866 US 322, FRANKLIN, PA 16323-5744
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 US 322, FRANKLIN, PA 16323-5744

Mortgage

Document Number	002021/761
Date	Feb 18, 2021
Book Page	2021/761
Instrument	2021-000761

Lender

Name	CLARION COUNTY COMMUNITY BANK
Type	Bank
Address	FRANKLIN, PA 16323

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 5, 2041

Interest

Rate Type	Adjustable Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENANGO PA
Property Address	3866 US 322, FRANKLIN, PA 16323-5744
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00386/0467
Date	Jan 11, 2006
Book Page	0386/0467
Instrument	2006-000190

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	VENANGO PA
Recording Date	Oct 21, 2025
Property Address	3866 US 322, FRANKLIN, PA 16323-5744
Document Number	02025/4158
Book / Page	2025 / 4158
Instrument Date	Oct 20, 2025
Instrument	2025-004158
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 ROUTE 322, FRANKLIN, PA 16323

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	VENANGO PA
Recording Date	Sep 20, 2017
Property Address	3866 US 322, FRANKLIN, PA 16323-5744
Document Number	02017/4302
Book / Page	2017 / 4302
Map Reference	CAB 6-019A
Instrument Date	Sep 18, 2017
Instrument	2017-004302
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 US 322, FRANKLIN, PA 16323-5744

Mortgage

Document Number	02017/4303
Date	Sep 20, 2017
Book Page	2017/4303
Instrument	2017-004303

Lender

Name	CLARION COUNTY COMMUNITY BANK
Type	Bank
Address	FRANKLIN, PA 16323

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 5, 2037

Interest

Rate Type	Adjustable Rate

May 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	VENANGO PA
Recording Date	May 16, 2005
Property Address	3866 US 322, FRANKLIN, PA 16323-5744
Document Number	00355/0343
Book / Page	0355 / 0343
Map Reference	MAP3142 CAB6-019-A
Instrument Date	Apr 15, 2005
Instrument	2005-003071
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 15TH ST, FRANKLIN, PA 16323-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3872 US 322, FRANKLIN, PA 16323-5744

Mortgage

Document Number	2005003072
Date	May 16, 2005
Instrument	2005-003072

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3866 US 322 was $1,597.

Source: Venango County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Venango County
Municipality	Sugarcreek Borough
Unified School District	Valley Grove School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,597.00	$61,200 Land $12,250 Building $48,950
2024	$1,520.00	$61,200 Land $12,250 Building $48,950
2004			$61,200 Land $12,250 Building $48,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3866 US 322 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	17 (1981–2022)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Feb 2022 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 5 claims Severe Storms, Flooding, And Tornadoes, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3866 US 322 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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