3866 SE Jefferson St, Stuart, FL 34997 Property Records

Martin County property record for 3866 SE Jefferson St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 2002
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2026)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`37-38-41-007-206-0009.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-206-0009.0-3-0000`
Alternative APNs	`37-38-41-007-206-00090-3` `34230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,311 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,311 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
View / Lot	Obstructed View
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34230
Street Address	3866 SE JEFFERSON ST
City	STUART
State	FL
Zip	34997-5453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GOLDEN GATE LOT 9 BLK 206
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	206
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3003
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	20263196216
Deed Book / Page	3579 / 2164
Prior Transfer Date	Sep 30, 1994
Prior Transfer Doc	1091002596
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 17, 2026
Property Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453
Document Number	0003196216
Book / Page	3579 / 2164
Instrument Date	Jul 2, 2026
Instrument	20263196216
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	ATLANTIC COAST TITLE CORPORATION, ATLANTIC COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453

Mortgage

Document Number	0003196217,
Date	Jul 17, 2026
Instrument	20263196217

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 2, 2024
Property Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453
Document Number	0034180772
Book / Page	3418 / 772
Map Reference	MB 11 PG 41
Instrument Date	Jan 31, 2024
Instrument	3056081
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9540 SW OTTER LN, STUART, FL 34997-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453

Mortgage

Document Number	0034180774
Date	Feb 2, 2024
Book Page	3418/774
Instrument	3056082

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3866 SE JEFFERSON ST, STUART, FL 34997-5453
Document Number	0030761076
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3866 SE JEFFERSON ST STUART FL 349975453, STUART, FL 34997-5453

Mortgage

Document Number	0030761076
Date	Aug 12, 2019
Book Page	003076/001076
Instrument	2769609

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,431.00 (+6.86%) Homeowner's exemption	$483,520 (+47.81%) Land $220,000 Building $263,520	$483,520 (+8.62%) Land $220,000 Building $263,520
2024	$6,954.00 (+47.71%)
2023	$4,708.00 (+6.95%) Additional exemption filed	$327,128 (+24.67%)	$445,160 (+5%) Land $220,000 Building $225,160
2022	$4,402.00 Homeowner's exemption	$262,389	$423,970 Land $236,250 Building $187,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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