3866 Co Rd 108, Norfork, AR 72658 Property Records

Baxter County property record for 3866 Co Rd 108, Norfork, AR 72658

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,694 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2020)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001-04218-101`

Property Details

APN / Parcel Number

Primary APN	`001-04218-101`
Alternative APN	`5855`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Flooring	Carpet

Exterior

Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	430 sqft
Deck Area	160 sqft
Patio Area	1,587 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3866 COUNTY ROAD 108
City	NORFORK
State	AR
Zip	72658-8038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF THE FRACTIONAL SOUTHEAST 1/4 OF FRACTIONAL SECTION 25, TOWNSHIP 18 NORTH, RANGE 13 WEST, RIGHT BANK OF WHITE RIVER, BAXTER COUNTY, ARKANSAS, MORE SPECIFICALLY DESCRIBED AS FOLLOWS: FROM THE EAST SIXTEENTH CORNER BETWEEN SECTIONS 25 AND 36, SA
Legal Range	13
Legal Township	18
Legal Section	25
Jurisdiction	BAXTER AR
Township / Civil Division	LONE ROCK
Census Block Group	2
Census Block	2052
Census Tract	950500

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3866 COUNTY ROAD 108, NORFORK, AR 72658-8038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRSTRUST HOME LOANS INC
May 19, 2020	Warranty Deed, Transfer · Line of Credit BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	20204501
Last Transfer Date	Sep 28, 2020
Transfer Doc	L202010054
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Sep 30, 2020
Property Address	3866 COUNTY ROAD 108, NORFORK, AR 72658-8038
Document Number	L202010054
Instrument Date	Sep 28, 2020
Instrument	L202010054
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 BROCK RD, ALEXANDER, AR 72002-9762

Mortgage

Document Number	L202010055
Date	Sep 30, 2020
Instrument	L202010055

Lender

Name	FIRSTRUST HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	May 19, 2020
Property Address	3866 COUNTY ROAD 108, NORFORK, AR 72658-8038
Document Number	L202004501
Instrument Date	May 15, 2020
Instrument	L202004501
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 49, ARGYLE, TX 76226-0049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 BROCK RD, ALEXANDER, AR 72002-9762

Mortgage

Document Number	L202004502
Date	May 19, 2020
Instrument	L202004502

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 28, 2023

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Norfork Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00 (-11.47%) Homeowner's exemption	$129,900 (-) Land $30,000 Building $99,900
2024	$5,232.00 (+8.35%)
2023	$4,829.00	$129,900 Land $30,000 Building $99,900	$649,500 Land $150,000 Building $499,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	50 (2004–2017)
Claims Outside the SFHA	9 of 50
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 2 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 40 claims Sever Storms, Flooding And Landslides, Apr 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 74% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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