3866 Centerville Rd, Rockford, IL 61102 Property Records

Winnebago County property record for 3866 Centerville Rd, Rockford, IL 61102

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 1 ba · 3,136 sqft · built 1900
Lot Size	7.91 acres (344,560 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Feb 2018)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1505300013`

Property Details

APN / Parcel Number

Primary APN	`1505300013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,136 sqft Gross Area
1st Floor Area	560 sqft
Basement Area	560 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	344,560 sqft
Garage Type	Detached
Garage Area	624 sqft
Driveway	Driveway
Porch	Porch
Deck Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3866 CENTERVILLE RD
City	ROCKFORD
State	IL
Zip	61102-4155
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	BEG 218 FT E SW COR SEC N 532 FT W 178FT N 244.68 FT E 191 FT S 109.89 FT E442.18 FT SLY 666.79 FT TH W 455.18 FT TO POB PT SW1/4 SEC 5-43-1 7.
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1041
Census Tract	3711

Owner

3866 Centerville Rd, an agricultural property, is owned and occupied by two individuals who bought it in February 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3866 CENTERVILLE RD, ROCKFORD, IL 61102-4155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 15, 2020	Deed of Trust, Mortgage NORTHWEST BK/ROCKFORD
Feb 5, 2018	Warranty Deed, Transfer · VA Mortgage ALPINE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Feb 5, 2018 · Amount on File
Deed Document Number	20181003476
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3866 CENTERVILLE RD, ROCKFORD, IL 61102-4155
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027935
Date	Oct 27, 2025
Instrument	2527935

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.13%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3866 CENTERVILLE RD, ROCKFORD, IL 61102-4155
Document Number	0001019822
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3866 CENTERVILLE RD ROCKFORD IL 611024155, ROCKFORD, IL 61102-4155

Mortgage

Document Number	0001019822
Date	Jul 21, 2020
Instrument	1019822

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 5, 2018
Property Address	3866 CENTERVILLE RD, ROCKFORD, IL 61102-4155
Document Number	0001003476
Instrument Date	Feb 2, 2018
Instrument	1003476
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3866 CENTERVILLE RD ROCKFORD IL 611024155, ROCKFORD, IL 61102-4155

Mortgage

Document Number	1003477
Date	Feb 5, 2018
Instrument	1003477

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3866 Centerville Rd was $1,268 with a veteran's exemption, down 4.4% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (-4.45%) Veteran's exemption	$122,504 (+9.95%) Land $12,800 Building $109,704	$367,512 (+9.95%) Land $38,400 Building $329,112
2024	$1,327.00	$111,422 Land $11,581 Building $99,841	$334,266 Land $34,743 Building $299,523
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$80,581 Land $9,348 Building $71,233	$241,743 Land $28,044 Building $213,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3866 Centerville Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3866 Centerville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Rise Broadband.

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