Clay County property record for 3866 Bronco Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,705 sqft · built 2018 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2021) |
| Tax Bill | $4,167 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-007-49 |
| Primary APN | 36-04-24-005924-007-49 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,705 sqft Heated Area |
| Gross Area | 2,195 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.214 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3866 BRONCO RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-8820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 349 AZALEA RIDGE UNIT 4 ASREC O R 4511 PG 2152 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RDG |
| Legal Lot Number | 349 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
3866 Bronco Rd is owned by an individual who bought it in September 2021.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1624 CINCO ROBLES DR, DUARTE, CA 91010-2809 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 9, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 17, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 2021059563 |
| Deed Book / Page | 4511 / 2152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 23, 2021 |
| Property Address | 3866 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0045112152 |
| Book / Page | 4511 / 2152 |
| Map Reference | MB 59 PG 44-59 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021059563 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 343, HARLETON, TX 75651-0343 |
| Name | Verified Name |
|---|---|
| Address | 3866 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 45112154 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 4511/2154 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3866 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3888 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0043630032 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 4363/32 |
| Instrument | 2020052515 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 17, 2018 |
| Property Address | 3866 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 0041141868 |
| Book / Page | 4114 / 1868 |
| Map Reference | MB59 PG44-59 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 2018043353 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 3866 BRONCO RD, MIDDLEBURG, FL 32068-8820 |
| Document Number | 2018043356 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018043356 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 3866 Bronco Rd was $4,167.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,167.00 | $273,224 Land $50,000 Building $223,224 | $273,224 Land $50,000 Building $223,224 |
| 2023 | $4,971.00 (-3.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $285,049 (+8.93%) Land $50,000 Building $235,049 | $285,049 (+8.93%) Land $50,000 Building $235,049 |
| 2022 | $5,160.00 | $261,686 Land $40,000 Building $221,686 | $261,686 Land $40,000 Building $221,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3866 Bronco Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3866 Bronco Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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