38653 Gingko St, Scio, OR 97374 Property Records

Linn County property record for 38653 Gingko St, Scio, OR 97374 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,241 sqft · built 2019
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2023)
Tax Bill	$5,055 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2023 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`10S01W18BD01500`

Property Details

APN / Parcel Number

Primary APN	`10S01W18BD01500`
Alternative APNs	`0913718` `913718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	913718
Street Address	38653 GINGKO ST
City	SCIO
State	OR
Zip	97374-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10S01W18BD
Legal Range	01W
Legal Township	10S
Legal Section	18
Legal Subdivision	THOMAS CREEK ESTATES
Jurisdiction	LINN OR
Township / Civil Division	SCIO-LACOMB
Census Block Group	1
Census Block	1042
Census Tract	30100

Owner

Source: Linn County records · APN 10S01W18BD01500

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38653 GINGKO ST, SCIO, OR 97374-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 04, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 10, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 19, 2018	Trustee's Deed, Construction Loan · Line of Credit WILLAMETTE VLY BK
Jun 06, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	2023813
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Recording Date	Apr 07, 2026
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Document Number	0000004361
Instrument Date	Mar 30, 2026
Instrument	20264361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38653 GINGKO ST, SCIO, OR 97374-3910

Mortgage

Document Number	0000004361,
Date	Apr 07, 2026
Instrument	20264361

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 01, 2053

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Jan 25, 2023
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Document Number	0000000813
Map Reference	VOL 22 PG 50
Instrument Date	Jan 24, 2023
Instrument	2023-00813
Transaction Type	Transfer
Record Updated	Feb 01, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 709, SCIO, OR 97374-0709

Mortgage

Document Number	0000000814
Date	Jan 25, 2023
Instrument	2023-00814

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38653 GINGKO ST, SCIO, OR 97374-3910

Mortgage

Document Number	0000019257
Date	Aug 12, 2021
Instrument	2021-19257

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008345
Date	May 04, 2020
Instrument	2020-08345

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Jul 10, 2019
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Document Number	0000011249
Map Reference	VOL 22 PG 50
Instrument Date	Jul 03, 2019
Instrument	2019-11249
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 07, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38653 GINGKO ST, SCIO, OR 97374-3910

Mortgage

Document Number	0000011250
Date	Jul 10, 2019
Instrument	2019-11250

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINN OR
Recording Date	Dec 19, 2018
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Instrument Date	Dec 17, 2018
Instrument	22009
Transaction Type	Construction Loan
Record Updated	Jan 02, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38747 SCRAVEL HILL RD NE ALBANY OR 973229553, ALBANY, OR 97322-9553

Mortgage

Document Number	0000022009
Date	Dec 19, 2018
Instrument	22009

Lender

Name	WILLAMETTE VLY BK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 18, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN OR
Recording Date	Jun 06, 2018
Property Address	38653 GINGKO ST, SCIO, OR 97374-3910
Document Number	0000009760
Instrument Date	Jun 05, 2018
Instrument	9760
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38747 SCRAVEL HILL RD NE ALBANY OR 973229553, ALBANY, OR 97322-9553

Tax Assessment & Valuation

Source: Linn County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Linn County
Municipality	Scio City
Unified School District	Scio School District 95 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,055.00 (+5.69%)	$306,080 (+6.09%)	$596,910 (+10.69%) Land $123,500 Building $473,410
2023	$4,783.00 (+2.95%)	$288,520 (+3%)	$539,240 (-1.23%) Land $115,500 Building $423,740
2022	$4,646.00	$280,120	$545,950 Land $107,600 Building $438,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Linn County (41043C), updated December 4, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410430301001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	39 (1996–2025)
Claims Outside the SFHA	10 of 39
Most Recent Claim	Dec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims Severe Winter Storm, Flooding, Landslides, And Mudslides, Jan 2012 · 16 claims High Winds, Severe Storms And Flooding, Feb 1996 · 13 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 2% of Oregon
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Scio Mutual Telephone Association	Fiber	5,000 / 5,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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