Oakland County property record for 3865 Macduff Rd, Oakland, MI 48363
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,183 sqft · built 1971 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,438 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-07-353-002 |
| Primary APN | N-10-07-353-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 431 sqft |
| Patio Area | 431 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3865 MACDUFF RD |
|---|---|
| City | OAKLAND |
| State | MI |
| Zip | 48363-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 7 LAKE ORION HIGHLANDS NO 1 LOT 61 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 07 |
| Legal Subdivision | LAKE ORION HIGHLANDS NO 1 |
| Legal Lot Number | 61 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 190400 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3865 MACDUFF RD, OAKLAND, MI 48363-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit VIBE CREDIT UNION |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 6, 2026 |
| Property Address | 3865 MACDUFF RD, OAKLAND, MI 48363-1701 |
| Document Number | 0000043292 |
| Book / Page | 61083 / 774 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202643292 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3865 MACDUFF RD, OAKLAND, MI 48363-1701 |
| Document Number | 0000043292, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 61083/774 |
| Instrument | 202643292 |
| Name | VIBE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3865 MACDUFF RD, OAKLAND, MI 48363-1701 |
| Document Number | 0000022835 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3865 MACDUFF RD OAKLAND MI 483631701, OAKLAND, MI 48363-1701 |
| Document Number | 0000022835 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 053781/000749 |
| Instrument | 22835 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Lake Orion Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,438.00 (-20.66%) Homeowner's exemption | $191,250 (+10.22%) | $382,500 (+10.22%) |
| 2024 | $3,073.00 (+15.57%) | ||
| 2023 | $173,520 | $347,040 | |
| 2021 | $2,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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