Berrien County property record for 3865 Lake Path, Coloma, MI 49038 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1996 |
| Square Footage | 1,950 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | 576 sqft |
| Tax Bill | $12,424.00 (2025) |
| Primary APN | 10-7150-0027-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 1,950 sqft Living Area |
| 1st Floor | 975 sqft 1st Floor |
| Basement Area | 975 sqft Basement |
| Unfinished Basement | 975 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary Style |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3865 LAKE PATH |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9259 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 27,31 & 36 SKAMPER'S SUB COM 115.3' N89DEG22'E & 223.86' N0DEG38'W OF SW COR SD LOT 35 TH N0DEG38'W 111.94' TH |
| Legal Subdivision | SKAMPERS SUB |
| Legal Lot Number | 27-A |
| Legal Unit | 2,35 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | HAGAR |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 10100 |
Source: Berrien County records · APN 10-7150-0027-00-6
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2828 KEYSTONE DR, HUDSONVILLE, MI 49426-7720 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC |
| Mar 20, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CHEMICAL BANK |
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2021 |
| Deed Sale | Apr 19, 2021 |
| Prior Sale | Aug 18, 1994 |
| Deed Doc Number | 2021313368 |
| Deed Book / Page | 3323 / 1736 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3865 LAKE PATH, COLOMA, MI 49038-9259 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2828 KEYSTONE DR, HUDSONVILLE, MI 49426-7720 |
| Document Number | 03470/3365 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 3470/3365 |
| Instrument | 2026452374 |
| Name | INVESTOR MORTGAGE FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.2% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.2% |
| Max Rate At Change | 8.2% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3865 LAKE PATH, COLOMA, MI 49038-9259 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03166/0539 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 3166/0539 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2024 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Margin | 2 |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 19, 2021 |
| Property Address | 3865 LAKE PATH, COLOMA, MI 49038-9259 |
| Document Number | 03323/1736 |
| Book / Page | 3323 / 1736 |
| Map Reference | LB 6 PG 9 |
| Instrument Date | Apr 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3310 COLOMA RD, BENTON HARBOR, MI 49022-9522 |
| Name | Verified Name |
|---|---|
| Address | 2828 KEYSTONE DR, HUDSONVILLE, MI 49426-7720 |
| Document Number | 0033231739 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 3323/1739 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Coloma Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,200 (+14.96%) | $696,400 (+14.96%) | |
| 2025 | $12,424.00 (+11.58%) | ||
| 2023 | $302,900 | $605,800 | |
| 2022 | $11,135.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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