3865 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3865 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2001
Lot Size	2.4 acres (104,674 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (May 2019)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-26-30-4950-0001-0845`

Property Details

APN / Parcel Number

Primary APN	`36-26-30-4950-0001-0845`
Alternative APNs	`263036495000010845` `88857`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	104,674 sqft (2.4 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	312 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3865 HENRY J AVE
City	SAINT CLOUD
State	FL
Zip	34772-7326
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OA2M
Legal Description	S L & I C PB B PG 20 S 1/2 LOT 84 LESS W 7.5 FT
Legal Range	30E
Legal Township	26S
Legal Section	36
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	845
Legal Lot Number	84
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43205

Owner

3865 Henry J Ave, a mobile home, is owned and occupied by two individuals who bought it in May 2019.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 DAWNRIDGE LN, TROUTVILLE, VA 24175-6779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on File
Deed Sale	May 7, 2019 · Amount on File
Prior Sale	May 22, 2001 · Amount on File
Deed Document Number	201959072
Deed Book / Page	5520 / 2355
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0055202355
Record Updated	Jun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 7, 2019
Property Address	3865 HENRY J AVE, SAINT CLOUD, FL 34772-7326
Document Number	0055202355
Book / Page	005520 / 002355
Instrument Date	Apr 30, 2019
Instrument	59072
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$367.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3865 HENRY J AVE ST CLOUD FL 347727326, ST CLOUD, FL 34772-7326

Mortgage

Document Number	55202356
Date	May 7, 2019
Book Page	005520/002356
Instrument	59073

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 6, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3865 Henry J Ave was $1,122 with exemptions applied, up 9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00 (+9.04%) Homeowner's exemption Widower's exemption	$74,900	$249,400 Land $156,200 Building $93,200
2024	$1,029.00 (+1.48%)
2023	$1,014.00 (-0.69%) Homeowner's exemption Widower's exemption	$70,670 (+3%)	$214,600 (+22.63%) Land $121,400 Building $93,200
2022	$1,021.00 Homeowner's exemption Widower's exemption	$68,612	$175,000 Land $108,100 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3865 Henry J Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3865 Henry J Ave is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20