3865 Gomer Rd, Lima, OH 45807 Property Records

Allen County property record for 3865 Gomer Rd, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1989
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Apr 2015)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-0900-04-003.002`

Property Details

APN / Parcel Number

Primary APN	`36-0900-04-003.002`
Alternative APN	`G2536090004003002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,320 sqft
Upper Floors Area	1,176 sqft
Basement Area	1,176 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	121,097 sqft (2.78 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	193 sqft
Deck Area	84 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3865 GOMER RD
City	LIMA
State	OH
Zip	45807-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 JOINT TEN RTS 06-03-09
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1017
Census Tract	10300

Owner

3865 Gomer Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3865 GOMER RD, LIMA, OH 45807-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Oct 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON
Jun 25, 2018	Deed of Trust, Mortgage · Line of Credit USX FCU
Dec 21, 2017	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON
Jan 28, 2017	Deed of Trust, Mortgage · Line of Credit USX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	20153105
Deed Book / Page	2015 / 3105
Prior Transfer Date	Dec 1, 2006
Prior Transfer Doc	12060013116
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Apr 29, 2026
Property Address	3865 GOMER RD, LIMA, OH 45807-9504
Document Number	0000004276
Instrument Date	Apr 20, 2026
Instrument	20264276
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3865 GOMER RD, LIMA, OH 45807-9504

Mortgage

Document Number	0000004276,
Date	Apr 29, 2026
Instrument	20264276

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2041

Interest

Rate	5.54%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3865 GOMER RD, LIMA, OH 45807-9504
Document Number	0000013403
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 GOMER RD LIMA OH 458079504, LIMA, OH 45807-9504

Mortgage

Document Number	0000013403
Date	Oct 30, 2020
Instrument	13403

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3865 GOMER RD, LIMA, OH 45807-9504
Document Number	0000007699
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 GOMER RD ELIDA OH 458079504, ELIDA, OH 45807-9504

Mortgage

Document Number	0000007699
Date	Jul 5, 2018
Instrument	7699

Lender

Name	USX FCU
Type	Credit Union
Address	CRANBERRY TWP, PA 16066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 4, 2043

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3865 GOMER RD, LIMA, OH 45807-9504
Document Number	0000000010
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 GOMER RD ELIDA OH 458079504, ELIDA, OH 45807-9504

Mortgage

Document Number	0000000010
Date	Jan 2, 2018
Instrument	10

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3865 GOMER RD, LIMA, OH 45807-9504
Document Number	0000001360
Instrument Date	Jan 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3865 GOMER RD ELIDA OH 458079504, ELIDA, OH 45807-9504

Mortgage

Document Number	0000001360
Date	Feb 10, 2017
Instrument	1360

Lender

Name	USX FCU
Type	Credit Union
Address	CRANBERRY, PA 16066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 9, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3865 Gomer Rd was $5,210, down 3.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (-3.41%)	$121,030 (-) Land $18,340 Building $102,690	$345,800 (-) Land $52,400 Building $293,400
2024	$5,394.00 (+25.5%) Homeowner's exemption	$121,030 (+37.99%) Land $18,340 Building $102,690	$345,800 Land $52,400 Building $293,400
2023	$4,298.00 (-1.87%) Homeowner's exemption	$87,710 (-) Land $13,300 Building $74,410
2022	$4,380.00 Homeowner's exemption	$87,710 Land $13,300 Building $74,410
2021			$250,600 Land $38,000 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3865 Gomer Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3865 Gomer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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