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3865 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 3865 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1954
Lot Size0.403 acres (17,598 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Sep 2014)
Tax Bill$2,802 (2024)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN7923-21-351-008

Property Details

APN / Parcel Number

Primary APN7923-21-351-008
Alternative APN
  • 060/09015-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area1,156 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Finished Basement380 sqft

Exterior

Year BuiltBuilt 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area17,598 sqft (0.403 acres)
Lot Dimensions180 ft deep x 110 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Patio Area80 sqft
Shed1 Shed
Shed Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address3865 E 38TH ST
CityDES MOINES
StateIA
Zip50317-4575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX W 20F ST EAS- N 110F S 310F W 180F N 12A W 1/2 SW 1/4 SW 1/4 SEC 21-79-23
Legal Range23
Legal Township79
Legal Section21
Legal SubdivisionSEC 21-79-23
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1003
Census Tract101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3865 E 38TH ST, DES MOINES, IA 50317-4575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2014 · Amount on Record
Deed SaleSep 5, 2014 · Amount on Record
Deed Document Number2015-00034207
Deed Book / Page15313 / 0876
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address3865 E 38TH ST, DES MOINES, IA 50317-4575
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3865 E 38TH ST, DES MOINES, IA 50317-4575

Mortgage

Document Number0000043792
DateAug 16, 2023
Book Page19572/141
Instrument2023-00043792
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,400 (+8.41%) Land $39,900 Building $122,500$162,400 (+8.41%) Land $39,900 Building $122,500
2024$2,802.00 (+5.34%)
2023$149,800 Land $36,200 Building $113,600$149,800 Land $36,200 Building $113,600
2020$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims32 (2010–2026)
Claims Outside the SFHA13 of 32
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2026 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		2,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Google Fiber, Verizon.

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