3865 Dune Dr, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 3865 Dune Dr, Avalon, NJ 08202

Property Summary

Property TypeSingle Family Home
Details1,401 sqft · built 1999
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 1998)
Tax Bill$9,351 (2024)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone AE (high risk)
APN01-00038-03-00040

Property Details

APN / Parcel Number

Primary APN01-00038-03-00040
Alternative APN
  • 0100038000300040

Interior

Stories1 Story
Building Area1,401 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Location & Zoning

Street Address3865 DUNE DR
CityAVALON
StateNJ
Zip08202-1658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal SubdivisionAVALON BEACH IMPROV CO
Legal Block38.3
Legal Lot Number40
JurisdictionCAPE MAY NJ
Township / Civil DivisionAVALON
Census Block Group3
Census Block3035
Census Tract20902

Owner

3865 Dune Dr is owned by two individuals who bought it in December 1998.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1213 HERBERT RD, JENKINTOWN, PA 19046-1112
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 1998 · Amount on File
Deed SaleDec 15, 1998 · Amount on File
Prior SaleAug 4, 1998 · Amount on File
Deed Book / Page2784 / 640
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address3865 DUNE DR, AVALON, NJ 08202-1658
Document Number0058870513
Instrument DateJul 22, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3865 DUNE DR AVALON NJ 082021658, AVALON, NJ 08202-1658

Mortgage

Document Number0058870513
DateJul 27, 2017
Book Page005887/000513
Instrument23009
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 26, 2037

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityAvalon Borough
Unified School DistrictAvalon Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,523,100 (-) Land $1,250,000 Building $273,100$1,523,100 (-) Land $1,250,000 Building $273,100
2025$1,523,100 Land $1,250,000 Building $273,100$1,523,100 Land $1,250,000 Building $273,100
2024$9,351.00
2023$1,523,100 Land $1,250,000 Building $273,100$1,523,100 Land $1,250,000 Building $273,100
2022$8,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3865 Dune Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 981 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,603 units insured
incl. 622 condo units
Nearby Flood Claims547 (1979–2024)
Claims Outside the SFHA15 of 547
Most Recent ClaimNov 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 245 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 35 claims
  • Coastal Storms & Flooding, Mar 1984 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3865 Dune Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVALON WATER AND SEWERAGE UTILITIES
serves 39,839 people · EPA ID NJ0501001
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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