San Diego County property record for 3865 Carnegie Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,595 sqft · built 1993 |
| Lot Size | 0.151 acres (6,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Dec 2018) |
| Tax Bill | $6,534 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-560-04-00 |
| Primary APN | 162-560-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,595 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 6,592 sqft (0.151 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3865 CARNEGIE DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 463 TR 012450 |
| Legal Subdivision | MIRA COSTA ESTATES |
| Legal Tract | 012450 |
| Legal Block | 1 |
| Legal Lot Number | 463 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18516 |
Source: San Diego County records · APN 162-560-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2018 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on Record |
| Deed Sale | Dec 11, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2013 · Amount on Record |
| Deed Document Number | 2018508973 |
| Prior Transfer Date | Jul 15, 2013 |
| Prior Transfer Doc | 0000482190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000379672 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-0379672 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000561041 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | 2019-0561041 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 11, 2018 |
| Property Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000508973 |
| Map Reference | MAP 12450 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018-0508973 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3865 CARNEGIE DR, OCEANSIDE, CA 92056-6323 |
| Document Number | 0000508974 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 2018-0508974 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,664 (+2%) Land $309,415 Building $282,249 | |
| 2025 | $6,534.00 (+5.18%) | $580,064 (+4.04%) Land $303,349 Building $276,715 |
| 2023 | $6,212.00 (+1.54%) | $557,541 Land $291,570 Building $265,971 |
| 2022 | $6,118.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Generate-Ubiquity Holdings | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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