3865 Beatty Rd, Monkton, MD 21111 Property Records

Harford County property record for 3865 Beatty Rd, Monkton, MD 21111

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,333 sqft · built 1999
Lot Size	3.08 acres (134,165 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2001)
Tax Bill	$6,330 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-097386`

Property Details

APN / Parcel Number

Primary APN	`04-097386`
Alternative APN	`097386`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,333 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	134,165 sqft (3.08 acres)
Garage Type	Built-in
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	097386
Street Address	3865 BEATTY RD
City	MONKTON
State	MD
Zip	21111-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 3.08 AC 3865 BEATTY ROAD LD DITTMAR PT 97/74
Legal Subdivision	DITTMAR
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1005
Census Tract	304201

Owner

3865 Beatty Rd is owned and occupied by an individual who acquired it in January 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3865 BEATTY RD, MONKTON, MD 21111-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG
Apr 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2001 · Amount on File
Deed Sale	Nov 13, 2001 · Amount on File
Prior Sale	Jun 10, 1999
Deed Document Number	2001301
Deed Book / Page	3731 / 386
Last Transfer Date	Jan 31, 2018
Transfer Doc	0127900185
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3865 BEATTY RD, MONKTON, MD 21111-1801
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146750492
Date	Apr 19, 2021
Book Page	14675/492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3865 BEATTY RD, MONKTON, MD 21111-1801
Document Number	0135720358
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3865 BEATTY RD MONKTON MD 211111801, MONKTON, MD 21111-1801

Mortgage

Document Number	0135720358
Date	Dec 3, 2019
Book Page	013572/000358

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2034

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Apr 23, 2018
Property Address	3865 BEATTY RD, MONKTON, MD 21111-1801
Document Number	0127900185
Book / Page	12790 / 0185
Map Reference	MB CGH97 FO
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3865 BEATTY RD, MONKTON, MD 21111-1801

Mortgage

Document Number	0001279190
Date	Apr 23, 2018
Instrument	1279/190

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3865 Beatty Rd was $6,330, up 11.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,330.00 (+11.8%)	$575,333 (+5.63%)	$606,000 (-) Land $150,400 Building $455,600
2025	$5,662.00	$544,667	$606,000 Land $150,400 Building $455,600
2023		$496,333	$514,000 Land $150,400 Building $363,600
2022	$5,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3865 Beatty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3865 Beatty Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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