Lake County property record for 38641 N Cedar Ave, Beach Park, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,048 sqft · built 1984 |
| Lot Size | 0.277 acres (12,075 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,415 (2024) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-32-201-033 |
| Primary APN | 04-32-201-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 88 sqft |
| Upper Floors Area | 88 sqft |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Fiberglass |
| Lot Area | 12,075 sqft (0.277 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38641 N CEDAR AVE |
|---|---|
| City | BEACH PARK |
| State | IL |
| Zip | 60099-3461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEYERS & WORTHINGTONS MIDWAY GARDENS N75 LOT 6 |
| Legal Subdivision | MEYERS & WORTHINGTONS MIDWAY GARDENS |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 860400 |
38641 N Cedar Ave is owner-occupied and held in a trust since July 2007.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38641 N CEDAR AVE, BEACH PARK, IL 60099-3461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2007 |
| Transfer Doc | 0006229415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 38641 N CEDAR AVE, BEACH PARK, IL 60099-3461 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38641 N CEDAR AVE, BEACH PARK, IL 60099-3461 |
| Document Number | 0007969108 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 7969108 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Beach Park Village |
| County | Lake County |
| County Subdivision | Benton Township |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,106 Land $9,429 Building $69,677 | $237,342 Land $28,290 Building $209,052 | |
| 2024 | $6,415.00 (+9.23%) | ||
| 2023 | $5,873.00 (+11.06%) | $63,296 (+4.93%) Land $8,305 Building $54,991 | $189,906 (+4.93%) Land $24,917 Building $164,989 |
| 2022 | $5,288.00 | $60,320 Land $8,106 Building $52,214 | $180,978 Land $24,320 Building $156,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38641 N Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38641 N Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACH PARK serves 8,710 people · EPA ID IL0970190 |
|---|---|
| Water Source | Purchased surface water from WAUKEGAN |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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