3864 Serena Ln, Clermont, FL 34711 Property Records

Lake County property record for 3864 Serena Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,183 sqft · built 2015
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Apr 2015)
Tax Bill	$3,330 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-0112-000-03000`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-0112-000-03000`
Alternative APNs	`262303011200003000` `3890867`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,183 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	2,011 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3890867
Street Address	3864 SERENA LN
City	CLERMONT
State	FL
Zip	34711-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS PHASE 5C PB 65 PG 76-78 LOT 30 ORB 4618 PG 2025 ORB 4713 PG 2113 ORB 5826 PG 2375
Legal Range	26E
Legal Township	23S
Legal Section	3
Legal Subdivision	HERITAGE HILLS PHASE 5C
Legal Tract	A-D
Legal Block	1
Legal Lot Number	30
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1032
Census Tract	31306

Owner

Source: Lake County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3864 SERENA LN, CLERMONT, FL 34711-5067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	201546541
Deed Book / Page	4618 / 2025
Last Transfer Date	Oct 12, 2021
Transfer Doc	0058262375
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 1, 2021
Property Address	3864 SERENA LN, CLERMONT, FL 34711-5067
Document Number	0058262375
Book / Page	5826 / 2375
Map Reference	MB 65 PG 76
Instrument Date	Oct 12, 2021
Instrument	2021151275
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3864 SERENA LN, CLERMONT, FL 34711-5067

Mortgage

Document Number	0058262377
Date	Nov 1, 2021
Instrument	5826/2377

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,380 (+2.9%)	$349,451 (-) Land $75,000 Building $274,451
2025		$248,190 (+5.98%) Land $75,000 Building $173,190	$349,451 (+3.47%) Land $75,000 Building $274,451
2024	$3,330.00 (-0.51%)
2023	$3,347.00 (+3.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$234,180 (+3%)	$337,729 (+10.47%) Land $75,000 Building $262,729
2022	$3,243.00 Homeowner's exemption	$227,360	$305,729 Land $43,000 Building $262,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20