St. Louis County property record for 3864 Nelson Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,123 sqft · built 1910 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,400 (Dec 2022) |
| Tax Bill | $3,494 (2026) |
| Deeds & Mortgages | Dec 2022 Sale Dec 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-02710 |
| Primary APN | 520-0016-02710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,123 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 883 sqft |
| Finished Basement | 883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1181435 |
|---|---|
| Street Address | 3864 NELSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E 2/5 OF W 1/2 OF SE 1/4 OF SW 1/4 OF NW4-JAN SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 26 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Warranty Deed, Transfer RESULTS TITLE |
| Dec 9, 2019 | Warranty Deed, Transfer · VA Mortgage HOME PT FIN'L |
| Oct 22, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 10, 2018 | Limited Warranty Deed, Transfer · Line of Credit PARK STATE BANK & TRUST |
| Jan 2, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Dec 15, 2022 · Amount on Record |
| Deed Document Number | 20221064690 |
| Prior Transfer Date | Sep 10, 2018 |
| Prior Transfer Doc | 00T1004066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2022 |
| Property Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 0001064690 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 1064690 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $862.62 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3864 NELSON RD, RICE LAKE, MN 55803-1122 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 9, 2019 |
| Property Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 00T1018311 |
| Instrument Date | Dec 2, 2019 |
| Instrument | T1018311 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3864 NELSON RD DULUTH MN 558031122, DULUTH, MN 55803-1122 |
| Document Number | T1018312 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | T1018312 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 22, 2018 |
| Property Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 00T1004066 |
| Instrument Date | Sep 10, 2018 |
| Instrument | T1004066 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5170 GORTIN RD DULUTH MN 558039303, DULUTH, MN 55803-9303 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 10, 2018 |
| Property Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 0001002471 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 1002471 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 0001002472 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 1002472 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 2, 2018 |
| Property Address | 3864 NELSON RD, DULUTH, MN 55803-1122 |
| Document Number | 000T993761 |
| Instrument Date | Jan 2, 2018 |
| Instrument | T993761 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $306.82 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,494.00 (+3.74%) | ||
| 2025 | $3,368.00 (+16.06%) | $261,300 (+0.15%) Land $51,400 Building $209,900 | $261,300 (+0.15%) Land $51,400 Building $209,900 |
| 2024 | $2,902.00 | $260,900 (+30.06%) Land $51,000 Building $209,900 | $260,900 (+30.06%) Land $51,000 Building $209,900 |
| 2022 | $200,600 Land $48,600 Building $152,000 | $200,600 Land $48,600 Building $152,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rice Lake serves 1,085 people · EPA ID MN1690049 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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