3864 Marsh Bluff Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 3864 Marsh Bluff Dr, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,208 sqft · built 2008
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Mar 2019)
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106603-0150`

Property Details

APN / Parcel Number

Primary APN	`106603-0150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,208 sqft Living Area
Gross Area	3,837 sqft
1st Floor Area	1,556 sqft
Upper Floors Area	1,747 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3864 MARSH BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32226-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60-90 36-1N-27E .23 CEDAR GLEN UNIT 1 LOT 18
Legal Range	27E
Legal Township	01N
Legal Section	36
Legal Subdivision	CEDAR GLEN UNIT 1
Legal Lot Number	18
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1046
Census Tract	10105

Owner

3864 Marsh Bluff Dr is owned and occupied by an individual who bought it in March 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3864 MARSH BLUFF DR, JACKSONVILLE, FL 32226-4781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Apr 4, 2008 · Amount on File
Deed Document Number	201966770
Deed Book / Page	18730 / 1806
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3864 MARSH BLUFF DR, JACKSONVILLE, FL 32226-4781
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 MARSH BLUFF DR, JACKSONVILLE, FL 32226-4781

Mortgage

Document Number	0196800191
Date	Apr 15, 2021
Book Page	19680/191
Instrument	2021096258

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 26, 2019
Property Address	3864 MARSH BLUFF DR, JACKSONVILLE, FL 32226-4781
Document Number	0187301806
Book / Page	18730 / 1806
Map Reference	MB 60 PG 90-95
Instrument Date	Mar 18, 2019
Instrument	2019066770
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1156 SPANISH BAY CT, 1156, ORANGE PARK, FL 32065-2686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 MARSH BLUFF DR, JACKSONVILLE, FL 32226-4781

Mortgage

Document Number	2019066771
Date	Mar 26, 2019
Instrument	2019066771

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3864 Marsh Bluff Dr was $6,623, up 5.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,221 (+2.42%) Land $80,000 Building $280,221	$360,221 (+2.42%) Land $80,000 Building $280,221
2025	$6,623.00 (+5.48%)	$351,706 Land $80,000 Building $271,706	$351,706 Land $80,000 Building $271,706
2024	$6,279.00 (+3.39%)
2023	$6,073.00 (+13.96%)	$342,611 (+5.22%) Land $70,000 Building $272,611	$342,611 (+5.22%) Land $70,000 Building $272,611
2022	$5,329.00	$325,629 Land $65,000 Building $260,629	$325,629 Land $65,000 Building $260,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3864 Marsh Bluff Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 226 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	18 (2016–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Nicole, Nov 2022 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3864 Marsh Bluff Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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