3864 KY Route 1092, Flatgap, KY 41219 Property Records

Johnson County property record for 3864 KY Route 1092, Flatgap, KY 41219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,464 sqft · built 2004
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2024)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	May 2017 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-00-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`011-00-00-012.00`
Alternative APN	`9354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,464 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Detached
Garage Area	640 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	9354
Street Address	3864 KY ROUTE 1092
City	FLATGAP
State	KY
Zip	41219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 AC & IMPS
Jurisdiction	JOHNSON KY
Township / Civil Division	FLATGAP
Census Block Group	1
Census Block	1023
Census Tract	960200

Owner

Source: Johnson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5579 KY ROUTE 469, KEATON, KY 41226-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	2024552471
Deed Book / Page	488 / 612
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	3864 KY ROUTE 1092, FLATGAP, KY 41219-8723
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M552/00149
Date	May 16, 2017
Book Page	M552/00149
Instrument	521388

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48222

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	3864 KY ROUTE 1092, FLATGAP, KY 41219-8723
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M575/313
Date	Oct 15, 2019
Book Page	M575/313
Instrument	530922

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,123.00 (-2.01%) Homeowner's exemption	$360,500 (+131.83%) Land $60,000 Building $300,500	$360,500 (+131.83%) Land $60,000 Building $300,500
2023	$1,146.00 Disabled Person's exemption	$155,500	$155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINTSVILLE MUNICIPAL WATER WORKS serves 24,354 people · EPA ID KY0580340
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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