3864 Emerald Estates Cir, Apopka, FL 32703 Property Records

Seminole County property record for 3864 Emerald Estates Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,627 sqft · built 2000
Lot Size	0.28 acres (12,211 sqft)
Owner	Company Name on Record
Last Sale	$465,900 (Nov 2020)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Dec 2021 Transfer Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-29-5PA-0000-0330`

Property Details

APN / Parcel Number

Primary APN	`17-21-29-5PA-0000-0330`
Alternative APN	`2129175PA00000330`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,627 sqft Living Area
Gross Area	4,322 sqft
1st Floor Area	2,883 sqft
Upper Floors Area	744 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,211 sqft (0.28 acres)
Garage Type	Attached
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	293 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3864 EMERALD ESTATES CIR
City	APOPKA
State	FL
Zip	32703-6710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 33 EMERALD ESTATES PB 54 PGS 78 THRU 82
Legal Range	29E
Legal Township	21S
Legal Section	17
Legal Subdivision	EMERALD ESTATES
Legal Tract	5PA
Legal Lot Number	33
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	21708

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Dec 27, 2000 · Amount on Record
Deed Document Number	2020134838
Deed Book / Page	9768 / 1085
Last Transfer Date	Dec 22, 2021
Transfer Doc	0101341114
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Dec 30, 2021
Property Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710
Document Number	0101341114
Book / Page	10134 / 1114
Map Reference	MB 54 PG 78-82
Instrument Date	Dec 22, 2021
Instrument	2021168812
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 23, 2020
Property Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710
Document Number	0097681085
Book / Page	9768 / 1085
Map Reference	MB 54 PG 78-82
Instrument Date	Nov 20, 2020
Instrument	2020134838
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,261.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3864 EMERALD ESTATES CIR, 3864, APOPKA, FL 32703-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710

Mortgage

Document Number	0097681087
Date	Nov 23, 2020
Instrument	9768/1087

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3864 EMERALD ESTATES CIR, APOPKA, FL 32703-6710
Document Number	0096060545
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3864 EMERALD ESTATES CIR APOPKA FL 327036710, APOPKA, FL 32703-6710

Mortgage

Document Number	0096060545
Date	May 20, 2020
Book Page	009606/000545
Instrument	52367

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2030

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+6.67%) Homeowner's exemption Widower's exemption	$282,081 (+5.99%)	$595,631 (-2%) Land $115,000 Building $480,631
2023	$3,315.00 (+2.63%) Homeowner's exemption	$266,147 (+3%)	$607,802 (+17.67%) Land $85,000 Building $522,802
2022	$3,230.00 Homeowner's exemption	$258,395	$516,515 Land $63,500 Building $453,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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