Monroe County property record for 3864 E Regents Cir, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,913 sqft · built 2007 |
| Lot Size | 0.135 acres (5,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,100 (Mar 2013) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-28622-16 |
| Primary APN | 015-28622-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,913 sqft Living Area |
| 1st Floor Area | 1,913 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 5,881 sqft (0.135 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-28622-16 |
|---|---|
| Street Address | 3864 E REGENTS CIR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAINT JAMES WOODS LOT 16 |
| Legal Subdivision | SAINT JAMES WOODS SUB |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 904 |
3864 E Regents Cir is owned and occupied by an individual who bought it in March 2013.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3864 E REGENTS CIR, BLOOMINGTON, IN 47401-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2013 · Amount on File |
| Deed Sale | Mar 11, 2013 · Amount on File |
| Deed Document Number | 20134433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3864 E REGENTS CIR, BLOOMINGTON, IN 47401-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021020259 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021020259 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 3864 E REGENTS CIR, BLOOMINGTON, IN 47401-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3864 E REGENTS CIR, BLOOMINGTON, IN 47401-7131 |
| Document Number | 2022007001 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022007001 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47408 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3864 E Regents Cir was $3,494, down 9.6% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 (-9.62%) | $359,900 Land $100,000 Building $259,900 | $359,900 Land $100,000 Building $259,900 |
| 2024 | $3,866.00 | ||
| 2023 | $358,600 (+7.17%) Land $100,000 Building $258,600 | $358,600 (+7.17%) Land $100,000 Building $258,600 | |
| 2022 | $3,635.00 Homeowner's exemption | $334,600 Land $100,000 Building $234,600 | $334,600 Land $100,000 Building $234,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3864 E Regents Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3864 E Regents Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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