3864 Clipper Cove Dr, Naples, FL 34112 Property Records

Collier County property record for 3864 Clipper Cove Dr, Naples, FL 34112

Property Summary

Property TypeSingle Family Home
Details1,899 sqft · built 1998
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on Record
Last Sale$700,000 (Feb 2021)
Tax Bill$16,088 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone AE (high risk)
APN220600 2 165A14

Property Details

APN / Parcel Number

Primary APN220600 2 165A14
Alternative APN
  • 26120000621

Interior

Stories2 Stories
Building Area1,899 sqft Living Area
1st Floor Area1,899 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Construction TypeMasonry / Concrete Block
Lot Area8,276 sqft (0.19 acres)
Pool Area392 sqft
Deck Area833 sqft

Location & Zoning

Street Address3864 CLIPPER COVE DR
CityNAPLES
StateFL
Zip34112-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCLIPPER COVE BLK 2 LOT 16
Legal Range25
Legal Township50
Legal Section14
Legal SubdivisionCLIPPER COVE
Legal Tract220600
Legal Block2
Legal Lot Number16
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2003
Census Tract10702

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3864 CLIPPER COVE DR, NAPLES, FL 34112-4238
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleDec 17, 1998 · Amount on Record
Deed Document Number20216006431
Deed Book / Page5896 / 3522
Prior Transfer DateJan 22, 2003
Prior Transfer Doc3215000264
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 23, 2021
Property Address3864 CLIPPER COVE DR, NAPLES, FL 34112-4238
Document Number0058963522
Book / Page5896 / 3522
Map ReferenceMB 26 PG 32&33
Instrument DateFeb 11, 2021
Instrument6006431
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address135 S 19TH ST # ST1210, 135, PHILADELPHIA, PA 19103-4912

Transferred To (Grantee/Buyer)

NameVerified Name
Address3864 CLIPPER COVE DR, NAPLES, FL 34112-4238

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,315,394 (+7.68%) Land $634,950 Building $680,444$1,315,394 (-0.29%) Land $634,950 Building $680,444
2025$16,088.00 (+21.51%)$1,221,612 (+21%)$1,319,273 (+18.38%) Land $683,630 Building $635,643
2023$13,240.00 (+7.55%)$1,009,596 (+11.35%)$1,114,453 (+22.92%) Land $448,698 Building $665,755
2022$12,310.00$906,652 Land $328,904 Building $577,748$906,652 Land $328,904 Building $577,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 371 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies799 units insured
incl. 428 condo units
Nearby Flood Claims224 (1988–2026)
Most Recent ClaimMar 2026 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 20 claims
  • Hurricane Ian, Oct 2022 · 88 claims
  • Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: CenturyLink, Verizon.

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