3864 Cedar Bluff Ln, Jacksonville, FL 32226 Property Records

Duval County property record for 3864 Cedar Bluff Ln, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2008
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on Record
Last Sale	$183,100 (Jul 2008)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`106603-0370`

Property Details

APN / Parcel Number

Primary APN	`106603-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,664 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,488 sqft (0.126 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3864 CEDAR BLUFF LN
City	JACKSONVILLE
State	FL
Zip	32226-4799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	60-90 36-1N-27E .13 CEDAR GLEN UNIT 1 LOT 152
Legal Range	27E
Legal Township	01N
Legal Section	36
Legal Subdivision	CEDAR GLEN UNIT 1
Legal Lot Number	152
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3000
Census Tract	10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3864 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · VA Mortgage SERVIS ONE INC
Aug 14, 2018	Loan Modification, Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008 · Amount on Record
Deed Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	2008176828
Deed Book / Page	14566 / 132
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3864 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4799
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4799

Mortgage

Document Number	0205460298
Date	Jan 5, 2023
Book Page	20546/298
Instrument	2023002976

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Aug 1, 2046

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUVAL FL
Property Address	3864 CEDAR BLUFF LN, JACKSONVILLE, FL 32226-4799
Document Number	0186420132
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3864 CEDAR BLUFF LN JACKSONVILLE FL 322264799, JACKSONVILLE, FL 32226-4799

Mortgage

Document Number	0186420132
Date	Dec 28, 2018
Book Page	018642/000132
Instrument	302984

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	LONG GROVE, IL 60047

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,340 (+2.12%) Land $80,000 Building $171,340	$251,340 (+2.12%) Land $80,000 Building $171,340
2025	$4,750.00 (+8.05%)	$246,124 (+3.99%) Land $80,000 Building $166,124	$246,124 (+3.99%) Land $80,000 Building $166,124
2024	$4,396.00 (+5.62%)
2023	$4,162.00 (+13.93%)	$236,683 (+5.49%) Land $70,000 Building $166,683	$236,683 (+5.49%) Land $70,000 Building $166,683
2022	$3,653.00	$224,363 Land $65,000 Building $159,363	$224,363 Land $65,000 Building $159,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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