38632 Oakview Ave, North Branch, MN 55056 Property Records

Chisago County property record for 38632 Oakview Ave, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 748 sqft · built 1997
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jan 2026)
Tax Bill	$2,538 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00486-71`

Property Details

APN / Parcel Number

Primary APN	`16-00486-71`
Alternative APNs	`3180380` `3375250` `3458892` `3988954`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	748 sqft Living Area
Gross Area	1,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3988954
Street Address	38632 OAKVIEW AVE
City	NORTH BRANCH
State	MN
Zip	55056-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUBDIVISIONNAME OAKVIEW TOWNHOMES LOT 002 BLOCK 001 SUBDIVISIONCD 16330
Legal Range	021
Legal Township	035
Legal Section	20
Legal Subdivision	OAKVIEW TOWNHOMES
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1012
Census Tract	110302

Owner

Source: Chisago County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38632 OAKVIEW AVE, NORTH BRANCH, MN 55056-5460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage FIRST COMMUNITY MTG
Jan 7, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	2026689751
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	38632 OAKVIEW AVE, NORTH BRANCH, MN 55056-5460
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A603123
Date	Oct 2, 2017
Instrument	A-603123

Lender

Name	FIRST COMMUNITY MTG

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2047

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Jan 7, 2026
Property Address	38632 OAKVIEW AVE, NORTH BRANCH, MN 55056-5460
Document Number	000A689751
Instrument Date	Jan 7, 2026
Instrument	A-689751
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38632 OAKVIEW AVE, NORTH BRANCH, MN 55056-5460

Mortgage

Document Number	000A689752
Date	Jan 7, 2026
Instrument	A-689752

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	000A689753
Date	Jan 7, 2026
Instrument	A-689753

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,538.00 (+20.74%)
2025	$2,102.00 (-13.43%) Homeowner's exemption
2024		$158,800 (-20.2%)	$188,400 (-13.06%)
2023	$2,428.00 (+4.48%) Homeowner's exemption	$199,000 (+10.07%)	$216,700 (+8.35%) Land $45,000 Building $171,700
2022	$2,324.00 (+0.96%) Homeowner's exemption	$180,800 (+20.29%)	$200,000 (+16.21%) Land $38,000 Building $162,000
2021	$2,302.00	$150,300	$172,100 Land $32,000 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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