3863 Titus Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 3863 Titus Rd, Cato, NY 13033 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1984
Square Footage	2,840 sqft Living Area
Lot Size	104,544 sqft (2.4 acres)
Garage	Detached, 960 sqft
Occupancy	Owner Occupied
Tax Bill	$5,410.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`052489 47.00-1-15.2`
Alternative APN	`248904700000010150020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	2,840 sqft Living Area
1st Floor	1,840 sqft 1st Floor
Basement Area	1,000 sqft Basement
Finished Basement	1,000 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch Style
Exterior Material	Wood Exterior
Lot Area	104,544 sqft (2.4 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	960 sqft Garage
Porch	1 Porch
Porch Area	256 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	3863 TITUS RD
City	CATO
State	NY
Zip	13033-9705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	15.002
Jurisdiction	CAYUGA NY
Minor Civil Division	CATO
Census Blockgroup	1
Census Block	1001
Census Tract	40201

Owner

Source: Cayuga County and Cato Town records · APN 052489 47.00-1-15.2

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3863 TITUS RD, CATO, NY 13033-9705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 26, 2013
Transfer Doc	001524/111
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	3863 TITUS RD, CATO, NY 13033-9705
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004407/225
Date	Oct 19, 2023
Book Page	4407/225
Instrument	2023-224836

Lender

Name	SOLVAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Cato Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,410.00 (+3.17%) Homeowner's exemption Veteran's exemption	$169,000 (-) Land $17,800 Building $151,200	$312,963 (+24.07%) Land $32,963 Building $280,000
2024	$5,244.00 (+155.31%)
2023		$169,000 Land $17,800 Building $151,200	$252,239 Land $26,567 Building $225,672
2020	$2,054.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.