3863 Ohio St, Gary, IN 46409 Property Records

Lake County property record for 3863 Ohio St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,168 sqft · built 1926
Lot Size0.137 acres (6,011 sqft)
Owner2 Individual Names on File
Tax Bill$876 (2024)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-43-0363-0016

Property Details

APN / Parcel Number

Primary APN001-25-43-0363-0016
Alternative APNs
  • 45-08-27-235-012.000-004
  • 254303630016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,168 sqft Living Area
Basement Area672 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1975
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0363-0016
Old Parcel Number254303630016
Street Address3863 OHIO ST
CityGARY
StateIN
Zip46409-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREAT GARY RLTY. CO'S. 1ST ADD. ALL L.16 & L.17 BL.19
Legal SubdivisionGREAT GARY REALTY COMPANYS ADD
Legal Block19
Legal Lot Number16
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3029
Census Tract12300

Owner

3863 Ohio St is owned and occupied by two individuals.

Source: Lake County records, as of March 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3863 OHIO ST, GARY, IN 46409-1619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3863 OHIO ST, GARY, IN 46409-1619
Document Number0000077417
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3863 OHIO ST GARY IN 464091619, GARY, IN 46409-1619

Mortgage

Document Number0000077417
DateNov 8, 2018
Instrument77417
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address30 S MERIDIAN ST # 900, INDIANAPOLIS, IN 46204-3566
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$71,700 Land $3,400 Building $68,300$71,700 Land $3,400 Building $68,300
2024$876.00
2023$68,600 (+4.57%) Land $8,400 Building $60,200$68,600 (+4.57%) Land $8,400 Building $60,200
2022$734.00 Homeowner's exemption$65,600 Land $8,500 Building $57,100$65,600 Land $8,500 Building $57,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3863 Ohio St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3863 Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Ohio St

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