3863 N Flame Tree Ave, Rialto, CA 92377 Property Records

San Bernardino County property record for 3863 N Flame Tree Ave, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,049 sqft · built 1992
Lot Size	0.253 acres (11,000 sqft)
Owner	Company Name on Record
Last Sale	$338,500 (Aug 2003)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0239-501-52-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-501-52-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	2,049 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	66 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3863 N FLAME TREE AVE
City	RIALTO
State	CA
Zip	92377-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14269 LOT 17
Legal Subdivision	TRACT NO 14269
Legal Tract	14269
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1000
Census Tract	2703

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2003 · Amount on Record
Deed Sale	Aug 18, 2003 · Amount on Record
Prior Sale	Mar 8, 2002 · Amount on Record
Deed Document Number	2003614725
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000519468
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518

Mortgage

Document Number	0000017441
Date	Jan 24, 2023
Instrument	2023-0017441

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	115 Months
Due	Aug 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294191
Date	Aug 19, 2020
Instrument	2020-0294191

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2021
Property Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518
Document Number	0000519468
Map Reference	MB 226 PG 31-33
Instrument Date	Nov 2, 2021
Instrument	2021-0519468
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518

Mortgage

Document Number	0000519469
Date	Nov 17, 2021
Instrument	2021-0519469

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Dec 1, 2045

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3863 N FLAME TREE AVE, RIALTO, CA 92377-3518
Document Number	0000447410
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 N FLAME TREE AVE RIALTO CA 923773518, RIALTO, CA 92377-3518

Mortgage

Document Number	0000447410
Date	Oct 30, 2017
Instrument	447410

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2032

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,143 (+2%) Land $76,288 Building $228,855
2025	$4,209.00 (-2%)	$299,160 (+4.04%) Land $74,792 Building $224,368
2023	$4,295.00 (+7.86%)	$287,543 Land $71,887 Building $215,656
2022	$3,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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