3863 Munson St, Plano, IL 60545 Property Records

Kendall County property record for 3863 Munson St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,357 sqft · built 2007
Lot Size	0.443 acres (19,288 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2026)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01-25-126-067`

Property Details

APN / Parcel Number

Primary APN	`01-25-126-067`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,357 sqft Living Area
Gross Area	1,797 sqft
1st Floor Area	1,357 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,288 sqft (0.443 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3863 MUNSON ST
City	PLANO
State	IL
Zip	60545-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 708-4 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO
Legal Subdivision	RYLAND AT LAKEWOOD SPRINGS CONDOS
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3060
Census Tract	890501

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3863 MUNSON ST, PLANO, IL 60545-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Feb 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 23, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 11, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 4, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	20263882
Prior Transfer Date	Apr 2, 2022
Prior Transfer Doc	0000006495
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 29, 2026
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000005981
Instrument Date	Apr 29, 2026
Instrument	20265981
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 MUNSON ST, PLANO, IL 60545-2215

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000210
Date	Jan 5, 2024
Instrument	202400000210

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

Interest

Rate Type	Fixed Rate
Rate	13.2%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 MUNSON ST, PLANO, IL 60545-2215

Mortgage

Document Number	0000002087
Date	Feb 20, 2025
Instrument	202500002087

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2055

Interest

Rate Type	Fixed Rate
Rate	10%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 23, 2026
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000003882
Map Reference	DOC 200400025148
Instrument Date	Mar 11, 2026
Instrument	202600003882
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3863 MUNSON ST, PLANO, IL 60545-2215

Mortgage

Document Number	0000003883
Date	Mar 23, 2026
Instrument	202600003883

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Apr 11, 2022
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000006495
Map Reference	DOC 200400025148
Instrument Date	Apr 2, 2022
Instrument	202200006495
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3863 MUNSON ST, PLANO, IL 60545-2215

Mortgage

Document Number	0000006496
Date	Apr 11, 2022
Instrument	202200006496

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004886
Date	Apr 12, 2018
Instrument	201800004886

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 4, 2019
Property Address	3863 MUNSON ST, PLANO, IL 60545-2215
Document Number	0000016602
Map Reference	DOC 200400025148
Instrument Date	Oct 16, 2019
Instrument	201900016602
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3863 MUNSON ST, 3863, PLANO, IL 60545-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3863 MUNSON ST, PLANO, IL 60545-2215

Mortgage

Document Number	0000016603
Date	Nov 4, 2019
Instrument	201900016603

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,352.00 (+3.62%)	$87,822 (+24.91%) Land $7,375 Building $80,447	$263,466 (+24.91%) Land $22,125 Building $241,341
2024	$6,130.00	$70,307 (+26.92%) Land $6,334 Building $63,973	$210,921 (+26.92%) Land $19,002 Building $191,919
2022		$55,395 Land $4,991 Building $50,404	$166,185 Land $14,973 Building $151,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: NewarkNet, Verizon.

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