3863 Kippling Xing, Cincinnati, OH 45245 Property Records

Clermont County property record for 3863 Kippling Xing, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,182 sqft · built 2022
Lot Size	0.223 acres (9,696 sqft)
Owner	Individual Name on File
Last Sale	$560,070 (Apr 2022)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-266`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-266`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,182 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	354 sqft
Unfinished Basement	354 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,696 sqft (0.223 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	125 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3863 KIPPLING XING
City	CINCINNATI
State	OH
Zip	45245-3379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 3 BLOCK C LOT 162; PENDING SPECIAL ASSMT; SEE 282813F266T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	C
Legal Lot Number	162
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

3863 Kippling Xing is owned and occupied by an individual who bought it in April 2022.

Source: Clermont County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3863 KIPPLING XING, CINCINNATI, OH 45245-3379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Unknown FISCHER LENDING COMPANY LLC
Apr 12, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage BNC NATIONAL BANK
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Document Number	202210254
Deed Book / Page	2916 / 5758
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3863 KIPPLING XING, CINCINNATI, OH 45245-3379
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034642
Date	Oct 22, 2021
Book Page	2899/1974
Instrument	202100034642

Lender

Name	FISCHER LENDING COMPANY LLC
Type	Non-Lending Institution
Address	ERLANGER, KY 41018

Agreement

Type	Unknown
Amount	Amount on Record
Term	18 Months
Due	Mar 31, 2023

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 12, 2022
Property Address	3863 KIPPLING XING, CINCINNATI, OH 45245-3379
Document Number	0000010254
Book / Page	2916 / 5758
Map Reference	CAB 19 PG 95&96
Instrument Date	Apr 5, 2022
Instrument	202200010254
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3863 KIPPLING XING, CINCINNATI, OH 45245-3379

Mortgage

Document Number	0000010255
Date	Apr 12, 2022
Instrument	202200010255

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 30, 2021
Property Address	3863 KIPPLING XING, CINCINNATI, OH 45245-3379
Document Number	0000031855
Book / Page	2896 / 3229
Map Reference	CAB 19 PG 95&96
Instrument Date	Sep 28, 2021
Instrument	202100031855
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

The 2025 property tax bill for 3863 Kippling Xing was $6,742 with a homeowner's exemption, down 4.8% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,742.00 (-4.76%)	$56,040 (+0.76%) Land $18,940 Building $37,100
2024	$7,079.00 (-19.58%) Homeowner's exemption	$55,620 (-) Land $18,940 Building $36,680	$158,900 (-) Land $54,100 Building $104,800
2023	$8,803.00 (+387.16%) Homeowner's exemption	$55,620 (+85.21%) Land $18,940 Building $36,680	$158,900 Land $54,100 Building $104,800
2022	$1,807.00	$30,030 Land $17,850 Building $12,180
2020			$85,800 Land $51,000 Building $34,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3863 Kippling Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3863 Kippling Xing is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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