3863 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3863 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,518 sqft · built 2019
Lot Size	0.129 acres (5,649 sqft)
Owner	Individual Name on Record
Last Sale	$421,406 (Apr 2020)
Tax Bill	$2,130 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-24-641`

Property Details

APN / Parcel Number

Primary APN	`313-24-641`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,518 sqft Living Area
1st Floor Area	1,234 sqft
2nd Floor Area	1,284 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,649 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Pool Area	379 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3863 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-0278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	RECKER POINTE PHASE 2 MCR 1355-38
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Subdivision	RECKER POINTE PHASE 2
Legal Phase	2
Legal Lot Number	199
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1012
Census Tract	815203

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Apr 10, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Apr 10, 2020
Deed Document Number	20200307538
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 E OXFORD LN, SILVERDALE, WA 98383

Mortgage

Document Number	0000191900
Date	Mar 2, 2022
Instrument	20220191900

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278

Mortgage

Document Number	0001048476
Date	Sep 29, 2021
Instrument	20211048476

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2020
Property Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278
Document Number	0000307537
Instrument Date	Mar 27, 2020
Instrument	307537
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	8800 N GAINEY CENTER DR #350 SCOTTSDALE AZ 852582124, 350, SCOTTSDALE, AZ 85258-2124

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2020
Property Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278
Document Number	0000307538
Map Reference	MB 1355 PG 38
Instrument Date	Mar 23, 2020
Instrument	20200307538
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 N GAINEY CENTER DR STE 350, 8800, SCOTTSDALE, AZ 85258-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3863 E OXFORD LN, GILBERT, AZ 85295-0278

Mortgage

Document Number	0000307539
Date	Apr 10, 2020
Instrument	20200307539

Lender

Name	SHEA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,760 (+0.94%)	$587,600 (+0.94%) Land $117,500 Building $470,100
2025	$2,130.00 (-6.95%)
2024		$58,210	$582,100 Land $116,400 Building $465,700
2023	$2,289.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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