St. Mary's County property record for 38626 Mount Wolf Rd, Charlotte Hall, MD 20622
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 3,106 sqft · built 1800 |
| Lot Size | 138 acres (6,029,575 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,000,000 (Dec 2020) |
| Tax Bill | $5,895 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-004039 |
| Primary APN | 05-004039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Total Area |
| Basement Area | 4,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,029,575 sqft (138 acres) |
| Garage Type | Detached |
| Garage Area | 708 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 004039 |
|---|---|
| Street Address | 38626 MOUNT WOLF RD |
| City | CHARLOTTE HALL |
| State | MD |
| Zip | 20622-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 138.42 ACRES |
| Legal Subdivision | INDIAN CRK |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 5, MECHANICSVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 875100 |
Source: St. Mary's County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage COMMUNITY BANK OF THE CHESAPEAKE |
| Feb 8, 2022 | Intrafamily Transfer, Transfer |
| Dec 18, 2020 | Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Deed Book / Page | 5580 / 470 |
| Prior Transfer Date | Apr 4, 2014 |
| Prior Transfer Doc | 0040310721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0063840017 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 6384/17 |
| Name | COMMUNITY BANK OF THE CHESAPEAKE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Feb 8, 2022 |
| Property Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Document Number | 0060640492 |
| Book / Page | 6064 / 492 |
| Instrument Date | Dec 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Dec 18, 2020 |
| Property Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Document Number | 0055800470 |
| Book / Page | 5580 / 470 |
| Instrument Date | Nov 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38626 MOUNT WOLF RD, CHARLOTTE HALL, MD 20622-3217 |
| Document Number | 5580482 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 5580/482 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,733 (+6.25%) | $638,200 (-) Land $143,900 Building $494,300 | |
| 2025 | $5,895.00 (+21.72%) | $567,267 (+21.87%) | $638,200 (+20.01%) Land $143,900 Building $494,300 |
| 2023 | $4,843.00 | $465,467 | $531,800 Land $133,900 Building $397,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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