Gaston County property record for 3862 Streamside Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,218 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,000 (Nov 2016) |
| Tax Bill | $3,871 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224892 |
| Primary APN | 224892 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,218 sqft Heated Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Porch |
| Porch Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3862 STREAMSIDE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATAWBA HILLS L 316 10 123 016 00 000 |
| Legal Subdivision | CATAWBA HILLS |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 32507 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3862 STREAMSIDE DR, GASTONIA, NC 28056-7113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Mar 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Prior Sale | Jul 14, 2016 · Amount on Record |
| Deed Book / Page | 4880 / 1790 |
| Last Transfer Date | Jan 25, 2021 |
| Transfer Doc | 0052060958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 3862 STREAMSIDE DR, GASTONIA, NC 28056-7113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0054421500 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5442/1500 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 3862 STREAMSIDE DR, GASTONIA, NC 28056-7113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Title Company | MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0053321259 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 5332/1259 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 9, 2021 |
| Property Address | 3862 STREAMSIDE DR, GASTONIA, NC 28056-7113 |
| Document Number | 0052060958 |
| Book / Page | 5206 / 958 |
| Map Reference | MB 84 PG 126-128 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3862 STREAMSIDE DR, GASTONIA, NC 28056-7113 |
| Document Number | 0005206961 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 5206/961 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Feb 1, 2047 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,871.00 | $362,200 (-) Land $33,000 Building $329,200 | |
| 2025 | $3,871.00 (-1.02%) | $362,200 (-) Land $33,000 Building $329,200 | |
| 2023 | $3,911.00 | $362,200 Land $33,000 Building $329,200 | |
| 2021 | $213,830 Land $25,000 Building $188,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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