3862 Spence Rd, Pelham, GA 31779 Property Records

Mitchell County property record for 3862 Spence Rd, Pelham, GA 31779

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,659 sqft · built 2010
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$181,500 (Oct 2022)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01030-099-A00`

Property Details

APN / Parcel Number

Primary APN	`01030-099-A00`
Alternative APNs	`0103000000099A00` `4139`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,659 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4139
Old Parcel Number	0103000000099A00
Street Address	3862 SPENCE RD
City	PELHAM
State	GA
Zip	31779-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3862 SPENCE RD
Jurisdiction	MITCHELL GA
Township / Civil Division	PELHAM
Census Block Group	2
Census Block	2064
Census Tract	90501

Owner

3862 Spence Rd is owned and occupied by an individual who bought it in October 2022.

Source: Mitchell County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	716 EL CENTRO ST, SOUTH PASADENA, CA 91030-3015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Oct 4, 2022	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Deed Document Number	0001332168
Deed Book / Page	1332 / 168
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL GA
Recording Date	Oct 4, 2022
Property Address	3862 SPENCE RD, PELHAM, GA 31779-4377
Document Number	001332/168
Book / Page	1332 / 168
Instrument Date	Oct 4, 2022
Instrument	2022-000615
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 EL CENTRO ST, SOUTH PASADENA, CA 91030-3015

Mortgage

Document Number	0000001332/0000000171
Date	Oct 14, 2022
Book Page	0000001332/0000000171

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL GA
Recording Date	Oct 4, 2022
Property Address	3862 SPENCE RD, PELHAM, GA 31779-4377
Document Number	001332/168
Book / Page	1332 / 168
Instrument Date	Oct 4, 2022
Instrument	2022-000615
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 EL CENTRO ST, SOUTH PASADENA, CA 91030-3015

Mortgage

Document Number	0001332171
Date	Oct 4, 2022
Instrument	1332/171

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3862 Spence Rd was $2,165 with a homeowner's exemption.

Source: Mitchell County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Mitchell County
Unified School District	Mitchell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 Homeowner's exemption	$67,360 Land $2,960 Building $64,400	$168,400 Land $7,400 Building $161,000
2023	$2,433.00	$67,080 Land $2,960 Building $64,120	$167,700 Land $7,400 Building $160,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3862 Spence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3862 Spence Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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