3862 Ponce de Leon Ave, Jacksonville, FL 32217 Property Records

Duval County property record for 3862 Ponce de Leon Ave, Jacksonville, FL 32217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1957
Lot Size	0.211 acres (9,194 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2017)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150736-0000`

Property Details

APN / Parcel Number

Primary APN	`150736-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,322 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,194 sqft (0.211 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3862 PONCE DE LEON AVE
City	JACKSONVILLE
State	FL
Zip	32217-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-70
Legal Description	25-98 43-3S-27E R/P OF SAN JOSE LOT 12 BLK 11
Legal Range	27E
Legal Township	03S
Legal Section	43
Legal Subdivision	SAN JOSE R/P
Legal Block	11
Legal Lot Number	12
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1015
Census Tract	16604

Owner

3862 Ponce de Leon Ave is owned and occupied by an individual who bought it in March 2017.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 31, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Mar 24, 1998 · Amount on File
Deed Document Number	201774894
Deed Book / Page	17930 / 1966
Prior Transfer Date	Aug 15, 1995
Prior Transfer Doc	0000197386
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230

Mortgage

Document Number	0208981947
Date	Dec 16, 2023
Book Page	20898/1947
Instrument	2023256965

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	1 Months
Due	Jan 1, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230

Mortgage

Document Number	0196820188
Date	Apr 16, 2021
Book Page	19682/188
Instrument	2021097531

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 31, 2017
Property Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230
Document Number	0179301966
Book / Page	17930 / 1966
Map Reference	MB 25 PG 98&99A-99C
Instrument Date	Mar 30, 2017
Instrument	2017074894
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12468 JODA LN E1, 12468, JACKSONVILLE, FL 32258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 PONCE DE LEON AVE, JACKSONVILLE, FL 32217-3230

Mortgage

Document Number	2017074895
Date	Mar 31, 2017
Instrument	2017074895

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3862 Ponce de Leon Ave was $2,658 with a homeowner's exemption, up 9.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,292 (+2.7%)	$245,067 (+1.95%) Land $95,663 Building $149,404
2025	$2,658.00 (+9.7%) Homeowner's exemption	$169,710	$240,375 Land $95,000 Building $145,375
2024	$2,423.00 (+3.15%)
2023	$2,349.00 (+9.56%) Homeowner's exemption	$160,125 (+3%)	$232,006 (+5.74%) Land $85,000 Building $147,006
2022	$2,144.00 Homeowner's exemption	$155,462	$219,412 Land $85,000 Building $134,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3862 Ponce de Leon Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3862 Ponce de Leon Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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